We had are insurance agent stop by Thursday. I had no way to describe our collections. He just shook his head and said that the most he could do for us is to take our household content to the max. $450,000. I asked him. Ok, that fine but if for some reason our place is a total loss I am sure the company will not blindly give us a check for 450k. He said of course not. We have to take pictures of everything. But need not to be individually. Have an idea what we paid and replacement cost. Lol it will depend. He said that seeing pictures the insurance company will go along as long as we are reasonable. We collect more than just vintage jewelry. Art glass. Cut glass. Roseville. Head vases, piano babies, California girls. Lamps and lamps and lamps, depression glass and more. Good thing we have a very large 6 bedroom house and children moved out. Filled it up so that cant move back in. He is going to look around and see if there is anything else available. It will cost an additional $500 a year. For theft , hard to prove. Case by case basis. For lost, nope no insurance.