Step by step credit repair
Ready to Fix Your Credit? Hereās How to Start ā Step by Step š§¾āØ Want better credit but donāt know where to begin? Follow these simple steps to start your credit repair journey today: 1ļøā£ Pull Your Credit Reports Get your free reports from all 3 bureaus (Experian, Equifax, TransUnion) at www.annualcreditreport.com 2ļøā£ Review for Errors & Negatives Look for late payments, collections, charge-offs, or accounts that donāt belong to you. 3ļøā£ Dispute Inaccuracies Send dispute letters to the credit bureaus to remove or fix incorrect or outdated items. 4ļøā£ Pay Down Credit Card Balances Lower your credit utilization to boost your scoreāaim for below 30% (ideally under 10%). 5ļøā£ Make On-Time Payments Only Payment history is 35% of your scoreānever miss a due date again. 6ļøā£ Add Positive Accounts Use credit builder loans, secured credit cards, or rent reporting services to add positive history. 7ļøā£ Monitor Your Progress Track your score monthly and stay consistentāitās a marathon, not a sprint š š² Want help with the process? Join my credit repair chat or message me to get started! #CreditRepair #FixMyCredit #Reaching850 #CreditTips #StepByStepCredit #CreditGoals