While there is still time to complete some sales in 2026, in this business, planning lays out the ground work for not only your right now, but for a promising future. Setting yourself up for success requires us to truly know what we want and in detail. It's not enough to want success. We must enumerate our desires so that we can also set the plan to make it happen. Start with know where you stand now. Your debt, your monthly commitments and your expected major financial commitments for the new year. Include celebrations and vacations which may require not only additional funds, but also time off. More posts about this to come, but let's take it one thing at a time. Use the attached worksheet to list all of your current commitments.