Hey yall! Devin with Cumberland Home Inspections LLC here. Great meeting with y'all tonight. Looking forward to connecting with y'all on your future homes! Here is my information when that time comes for your home inspection. Devin Aldrich 615-992-5633 [email protected] Owner/Inspector License #2046

Here is the Replay as promised for those who couldn't attend the live webinar. 5 Mistakes that homebuyers make during the inspection period! If you have any questions please do not hesitate to drop them in the comment section and we will be sure to answer them for you all! As promised, I will get with Devin and create a PDF download for you all here within the next week or two so stay posted for that as well. Praying for you all while you embark on the learning and homeownership journey! See you at the next webinar. 😄

Goodevening Blueprint Fam! Reminder… Tonight is our first educational webinar within the group! “5 Mistakes Buyers Make During The Home Inspection Period” We have home inspector Devin Aldrich coming to speak with us @ 6:30pm CST right here inside of our group! You don’t want to miss this! 🔥

One of the biggest sources of stress for buyers is not knowing what lenders are really evaluating. Many people assume lenders are looking for perfection. They’re not. Lenders are looking for patterns, stability, and ability to repay — not a flawless financial history. Here’s what really matters. 1. Income Stability Lenders want to see that you have reliable income and that it’s likely to continue. They typically look for: - Consistent employment or income history - Predictable earnings - Reasonable job changes (especially within the same field) This doesn’t mean you can never change jobs. It means lenders want to understand your story and see stability. 2. Debt-to-Income Ratio (DTI) This is one of the most important factors. Lenders compare: - Your monthly debt obligations - To your gross monthly income They want to ensure your monthly debts, including a future mortgage payment, are manageable — not overwhelming. Having debt doesn’t disqualify you. What matters is how that debt fits into your overall picture. 3. Credit History (Not Just the Score) Credit is about behavior over time. Lenders look at: - Payment history - Recent activity - Types of accounts - Patterns of responsibility A single mistake doesn’t automatically disqualify you. Recent patterns often matter more than older issues. 4. Assets & Cash Reserves Lenders want to see that you have funds available for: - Down payment (if required) - Closing costs - Prepaid items - Reserves in some cases This helps show you can handle both the purchase and unexpected expenses. 5. Documentation & Consistency Lenders verify information. This includes: - Pay stubs - Tax returns - Bank statements - Employment verification Consistency matters. Large unexplained deposits or changes may require explanation, not rejection. 6. The Property Itself The home also has to qualify. Lenders evaluate: - Appraised value - Condition - Safety and livability

Hey Friend! 👋 In this video, I’ll walk you step-by-step through The Real Estate Blueprint Group, showing you how to navigate the platform, find lessons and resources, join live sessions, and engage with the community. By the end, you’ll know exactly where everything is and how to get the most out of the group! P.S. Don't be shy! 😉 Don't forget to introduce yourself ❤️