1. Write what the losing version of you would do: The losing version of me stays stuck in the past, refuses to take responsibility for who I am today, and doesn’t own my decisions. She self-sabotages, listens to everyone’s opinions except her own, surrounds herself with the wrong people, mismanages her finances, stops exercising, procrastinates, falls into depression, and envies those who have succeeded. 2. Flip it into what the winning version would do: The winning version of me lives in the present, takes full responsibility for who I am today, and owns my decisions. She empowers herself, trusts her own judgment, surrounds herself with the right people, manages her finances wisely, stays active, takes action without procrastinating, maintains a positive mindset, and celebrates the success of others while creating her own. 3. Pick ONE winning action — and do it today: maintains a positive mindset