I will have to monitor usage on this one cause it pulls in a lot of credits on API for Zillow so I may have to introduce a cap on it later depending on performance. This is a big deal. I will be using this every day.

A super creative deal structure is typically born from overcoming seller objections, obstacles, and desires. The more creative you get on acquisition terms, the more boring your exit must be. You don’t get to be aggressive on both ends. Creativity belongs at entry. Conservatism belongs at exit. In underwriting I am constantly battling between good entry terms vs. realistic exit to strike a win-win for everyone

Doing 34+ hours of training straight this week non-stop so dropping 34 tips:Tip #2: Exit Underwriting on Morby Method When you underwrite an exit, you are not underwriting today’s deal. You are underwriting a future refinance event under conservative lending terms. That means three things must be modeled together — not separately: 1. Conservative annual appreciation 2. Realistic refinance LTV 3. Your total future debt stack Most people only look at #1 and #3. They completely ignore #2 — and that’s where deals break. Just because you have a lender that will give you 90% LTV right now, does not mean that will exist in the future so you SHOULDN'T BANK ON IT. Underwriting guidelines change all the time and you can't underwrite the deal based on the most aggressive LTV that one lender out of 1,000 is willing to give you in today's market.