This is what it’s all about. HOWEVER we have a solution because simply using savings is not going to work cause then you are back at square one. Ask me how !!!!! Let’s face it cause I know for my daughter who’s a Millennial, she did not believe it would to be a reality and that’s why she is doing this now. So if you are even thinking how you will be able to retire or you are struggling because you don’t have enough income do yourself the favor of taking a look before you skip over this and not comment❤️