🚨 Community Task 🚨 I want everyone to take action on this — this is how you start moving like a pro, not just learning. Your assignment: Go find 3 credit unions in your area and do your research on each one. Don’t just scroll — actually study them. Here’s what to look for: - Do they offer auto loans? - What about mortgage loans? - What kind of credit cards do they provide? - Do they have personal loans available? - Are there any credit-building programs or benefits? And most importantly… 👉 Always check the FAQ section — that’s where you’ll find the real game most people overlook. --- 🔥 Reminder: The more you engage in the community, the more you level up. Unlocking levels = unlocking more value, more game, and more access. I’m watching who’s active 👀 See you all Thursday in Masterclass — come ready with what you found.

Neighborhood Credit Union What they offer • Auto loans: Yes (rates advertised as low as 3.99% APR) • Mortgage loans: Yes (home loans + refinancing mentioned in services) • Credit cards: Yes (standard CU credit card options) • Personal loans: Yes (general lending products available) • Credit-building help: Indirectly through loans + membership-based lending What I noticed (important) • They position themselves as community-focused with low-fee banking and strong loan options FAQ / hidden game • Credit unions like this often: • Require proof of insurance for auto loans • May add requirements after loan approval (like insurance verification) • From real user experiences (not official, but useful insight): Some users reported issues with insurance requirements and fees if not updated properly Translation: This one is solid for loans, but you need to stay on top of paperwork or you could get hit with extra charges. Americas Credit Union-Lancaster What they offer • Auto loans: Yes (standard CU lending) • Mortgage loans: Likely available (most full-service credit unions offer them) • Credit cards: Yes • Personal loans: Yes • Credit-building: Membership-based lending + smaller loan approvals What stands out • Long history (since 1934) and community-based growth FAQ / hidden game • Smaller/local credit unions like this usually: • Have membership requirements (location, employer, or small donation) • May have limited online tools compared to big banks • In general: • Credit unions often approve loans based on relationship + history, not just score Translation: Good if you want a relationship-based lender, especially if your credit isn’t perfect. Credit Union of Texas (This one is bigger and VERY important because their FAQ is detailed.) What they offer • Auto loans: Yes (fast approvals, sometimes minutes) • Mortgage loans: Yes (home + refinance programs) • Credit cards: Yes (application through membership) • Personal loans: Yes (same-day funding possible)