Credit Card Application Data Points 💳 Employment: If you’re self-employed, always put Self-Employed. Occupation: Put your real occupation or job field, such as Project Manager, IT Consultant, Construction, Business Owner, etc. Annual Income: Add up all income you can legitimately claim or regularly access and put that as your annual income. Rent or Mortgage: Say you split rent or a mortgage with someone, put the amount that you personally pay each month. 🔥