Stop letting your bank balance run your business/Life
Be honest. When you make a decision, are you choosing what is right for the business, or what the bank will allow this morning? For most founders, it is the second one. Balance goes up, you feel bold. Balance dips, you go cautious. Your strategy bends to your cash position without you ever choosing it. There is a simple fix. Build a get-stuffed account. Six months of fixed costs. Separate pot. Untouched. Here is what changes when it exists: 🚀 A client squeezes your price, and you can say no 🚀 A supplier lets you down, and you can walk 🚀 A great hire appears, and you can move before your competitor does Same business. Completely different state of mind. It is not a rainy day fund. It is the account that lets you look at a bad deal and quietly think: I do not need this. The work this week: Monthly fixed costs x 6 = your target. Open a separate account today. Even if the first deposit is a hundred pounds. Set a standing order that feeds it every month without you thinking about it. The number is not the point. The decision is. How much of your decision-making right now is being dictated by what is in the bank this morning?