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Sarmaaya Skool

4.4k members • Free

63 contributions to Sarmaaya Skool
Rich Dad Poor Dad
Book review in a very simple way! It will clarify many concepts. Spend few minutes to listen and enjoy!
0 likes • 18d
@Moazam Ali that I don’t know but might it same you are referring to https://alishahreinvent.com/podcasts/
0 likes • 6h
@Fawwad Khan Dear with due respect it fit and match any where in the world. Here are 4 main takeaways from *Rich Dad, Poor Dad* that are useful for anyone worldwide, and they fit Pakistan as well: 1. Learn about money and how it works (financial education) many are doing as an example Sarmaaya team, Mr. Abdul Rahman Najam ARN Financials, Investkar, Mr. Ali Shah.. The ā€œpoor dadā€ mindset is avoiding money lessons; the ā€œrich dadā€ mindset is studying them. Pakistan relevance: Budgeting, understanding interest (bank loans), basic investing concepts, and avoiding scams are practical in Pakistan where credit cards/loans and informal lending are common. 2. Build assets, not just income Income is what you earn (salary, daily wages). Assets are what you own that can keep paying (business ownership, investments, property/rent, etc.). Pakistan relevance: People can work a job, but long-term security improves when they build assets—e.g., savings + investments, starting a small business, or gradually acquiring income-generating property. 3. Take calculated risks and think like an investor The book encourages smart, informed risk—research first, then act. Pakistan relevance: Instead of jumping blindly into a business, you can reduce risk by starting small, testing demand, learning from mentors, and using your local market knowledge (cities differ a lot across Pakistan). 4. Improve your skills and become ā€œfinancially responsibleā€ Discipline matters: manage spending, reduce unnecessary liabilities, and grow skills that increase opportunities. Pakistan relevance: Many people face expenses rising with time (fees, rent, family needs). Controlling lifestyle creep, keeping an emergency fund, and improving employable skills (digital skills, trade skills, professional certifications) helps stability. Might you agree! Thanks & Take Care
MTL worth buying before split?
Dear Members, As we know MTL is going to split next week, my question is, is it worth buying MTL on the current levels with the intention of holding it for couple of years for dividend purposes; as the split increases the number of shares though the price of the stock will be halved? Comment from any experienced member will be highly appreciated. Thanks.
1 like • 2d
A split mainly changes: - **number of shares** (increases) - **price per share** (decreases proportionally) Most of the time, dividends are adjusted per share accordingly, so your total dividend amount on the same total investment value is not magically increased by the split.
US Iran deal
Congratulations to all investors.. Aj kyA psx ko upper lock lagy ga??
1 like • 2d
Lag gaya
DCR
DCR (Daily Chart) DCR has repeatedly shown a pattern of printing a new Higher High (HH), followed by a period of consolidation, The current structure is similar, with price consolidating after its latest HH while maintaining a Higher Low (HL) above the trendline.This healthy consolidation suggests accumulation rather than weakness, keeping the bullish market structure intact.A breakout above the consolidation range could open the door for the next HH in the ongoing uptrend.
DCR
0 likes • 5d
@Shakeeb Ahmed so you are saying when it will come to 30 or 31 then buy currently it’s price is for last one month is 36+
1 like • 5d
World are full of scammers. May Allah give them Hidaya. Ameen
1-10 of 63
Kamran Chaudhry
4
71points to level up
@kamran-chaudhry-1738
Senior Oracle HCM Application Analyst / Project Manager / Master in Business Data Analytics / 20+ yrs of Experience in ERP Oracle Application

Active 6h ago
Joined May 2, 2026
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