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Owned by J

Built From Zero

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Credit, money, and mindset for men who had no map

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9 contributions to HRC Credit Mentorship
Navy still sweet
Mentee pulled up on me and the gang yesterday, he came with 2k and he left with wayyy more drop in the comments what you got approved for fam @High Row 👀
3 likes • Mar 31
11k swipe waiting for credit increase
How to get rent reporters or rental kharam
How do I get rent reporter to report if my landlord I can’t get a hold of? He’s Out of the country
help with this case
Team, this happened to me with a client. He had a Marcus business card and couldn't pay it off because he had been paying it on time, but they put him on monthly payments that he couldn't cover, and he literally let it go. Then late payments appeared on his personal account, and he ended up disputing the bill with the FTC+CFPB, but after that process, AMEX literally put limits on his unlimited cards and literally put him in jail. Why? If he has a clean history with Amex, pays on time, has never had late payments with them, nothing, then why did that happen? What does one thing have to do with the other? I saw his report and he is up to date with Amex and owes them nothing, so I don't understand.
0 likes • Feb 23
He’s in jail physically or jail as in the card ? Did he try to ask for reconsideration based on him maintaining the card
navy fed secured card
i js ran a 1k navy fed pledge loan debt to ratio play... is it coo to grab a secured now or is there a period of time i should wait?
0 likes • Feb 13
Build your score higher max I believe it 500 internal score and if you work stack your taxes and your check to get a bigger pledge loan than 1k next get the money back throw it in a secure card then after 90days later apply for a CC @Mario Dotson
Navy fed
Who does navy fed pull from ? Located PA if that matters
0 likes • Oct '25
@Angel Flores Sanchez transunion build your internal score first with a checking and then pledge loan after move to secured card. max internal score is 450 so if you get denied you can build of that.
1-9 of 9
J Margarito
2
9points to level up
@juan-margarito-1682
Getting Better 1% Each Day

Active 2d ago
Joined Sep 28, 2025
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