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⚜️ CREDIT SKOOL ⚜️

499 members • $49/month

6 contributions to ⚜️ CREDIT SKOOL ⚜️
🔥 HOT TAKE
A high income doesn't matter if you have bad credit. Agree or disagree? Tell me your reason...
🔥 HOT TAKE
1 like • 14d
It’s better to have both, but I personally don’t think it matters. Credit matters most if you need others to leverage things with you. If you’re a high value person with a high income there are ways around things that don’t involve credit.
0 likes • 13d
@RoseAllure Louis I’m playing devils advocate here, but if I have money to pay for things outright why would I need credit at all?
I trusted the process
You know, for the first time in a long time I’m regaining my confidence. I’ve been here since November of last year. I came in with a credit score of 490. Not even due to bad credit usage, but nonetheless it was bad. My credit (since being here) has risen and fallen time and time again. I was frustrated and doubted everything this “Skool” stood for. I’ve had multiple talks with Andre and most weren’t good. I can admit that I DID NOT TRUST THE PROCESS at the time. Everyone kept working with me and I kept being patient…begrudgingly so. I’m now in the low 600’s. I’m now going to start applying for stuff and reading everything that’s been posted here to see what I can do to help myself. I guess I’m saying all of this to say…thank you Andre. Thank you team.
NAVY FEDERAL CHALLENGE
🚨 EVERYONE TO DO THIS IMMEDIATELY 🚨 HOMEWORK CHALLENGE WITH NAVY FED DUE END OF APRIL Let me show you how to build a solid relationship with Navy Federal! 1. #NAVY FEDERAL PLEDGE LOAN (x2) short term + long term 2. Secure Credit Card or Pre Qualified Card 3. Open both CDs they offer, put $250 in 4. Make it your primary bank 5. Autopay 6. Increase Card Limit first 90 days 7. Ask for increase every 6 months 8. Get a loan 6 months in The rest is history!! They now KNOW YOU, LIKE YOU and TRUST YOU.. THEY ACTUALLY LOVE YOU NOW. COMMENT BELOW IF YOU DID THIS ALREADY AND WHAT ARE YOUR RESULTS?
NAVY FEDERAL CHALLENGE
1 like • Apr 22
I have a business account and a regular account with them for almost 2 years. I get paid from my job through the business account and only transfer money to the other account to pay bills. If I’m to do this 1) wouldn’t it require a hard pull? 2) which account should I do this with?
0 likes • May 21
@RoseAllure Louis my business account was tied to my LLC. My LLC doesn’t make money anymore, but I work for the city and my payments go through that account. I hope I answered your question
Great job Done!!!
Hey guys, just wanted to come in here and let you guys know that I’ve been with this group for like maybe two months and I am already in the 700. It’s amazing and these guys are doing a wonderful job. They’re good at what they’re doing. appreciate you guys again thank you so much. I’m going to leave some screenshot below so you guys can see for yourself.
Great job Done!!!
1 like • Jan 31
Happy for you brother. 👍🏾
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Dec '25 • 
Questions🤷🏾
What's the best gift for Christmas? 🎄
I'm feeling like Christmas is for gift-giving and everyone should get a chance to get something. What's your Wishlist? Comment down below 👇
What's the best gift for Christmas? 🎄
5 likes • Dec '25
A change in my score would be the best gift for me
4 likes • Dec '25
@Andre Lewis A year and a half ago I was almost in the 700 club. I lost my business and made a lot of bad decisions this year. For me, personally, I’d just like the boost of confidence back.
1-6 of 6
Joseph Quashie
3
36 points to level up
@joseph-quashie-5780
Hi. I’m a city bus driver. I drove semi trucks for a few years prior to this. I’m just looking to work on my credit.

Active 3h ago
Joined Nov 26, 2025
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