Steve….yes thank you for doing the presentation. About 6 or 7 yrs ago I basically did what you proposed….purchased and rehab a property with my HELOC…then paid extra for several years. The tenant begged to purchase the property (which I owner financed) and with his down payment I was able to completely pay off the HELCO. So all his payments have been ‘extra’ cash. I had not considered being as aggressive with the HELCO as you proposed….and since the presentation I am linking accounts to get funds moved to pay down my current balance on my HELCO. Putting ‘all my cash’ towards the HELCO makes a lot of sense, but is a little challenging mentally (not having the security of cash sitting there). I also see potential opportunities in the future. Thx for sharing. John Battle

FYI….not sure why I was not able to unmute (I am on different virtual calls regularly (zoom, teams, others) so not sure what setting I missed ‘in my browser’. I will continue to research….just wanted to share in case someone had a quick answer.