Activity
Mon
Wed
Fri
Sun
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
What is this?
Less
More
4 contributions to TRADELINE FAIRY 🧚🏾‍♂️
Tax season time
Tradeline Sales Are About to Go CRAZY 🚀 Please make sure your clients are being handled professionally. ⚠️ Always reach out to me BEFORE purchasing a tradeline. Spots move FAST. One minute I may have availability, and the next minute all spots can be gone. Make sure you understand the difference between: Premium Tradelines Non Premium Tradelines Not all tradelines are created equal, and placement matters when it comes to results. I will be creating a Tradeline Cheat Sheet for you to use so you can confidently explain the differences to your clients. It will be ready by Friday. Also, I’ve attached my Tradeline Posting guide ( Make sure you have your own, use mines as an example) This guide should be emailed to your client along with their tradeline confirmation email. It helps set expectations and protects both you and the client. Step 2 : Is ONLY for people who used CPN Let’s stay organized and maximize these sales season opportunities 〰️Koach K〰️
Tax season time
0 likes • Feb 18
How can I become a trade line affiliate?
FCRA LAWS+ DISPUTE REASONS PART 1
Alright y’all, let’s tap in real quick. We’re about to break down this thing called the Fair Credit Reporting Act the FCRA. I know that sounds like some boring government law, but trust me, it’s the law that protects YOU when it comes to credit. Credit is a game, but the FCRA is the playbook that makes sure the game is fair. These are the laws that give you power. It's one thing to know your rights, but it's another thing to know how to clap back with them. So, I’ma talk to y’all like we sitting in class together. No lawyer talk, no confusing language. Straight real life examples. Cool? Let’s get it. 1.Right to Accuracy (15 USC 1681e(b)) First things first, your credit report has to be accurate. That means no lies, no mistakes, no old junk that don’t belong there. If it’s wrong, it’s illegal for them to leave it on your file. EXAMPLE: Let’s say you paid off a car loan last year, but your report still says you owe thousands. That’s not just sloppy that’s a violation. You got the right to call it out. DISPUTE REASON : This ain’t right. I paid this account off, so it shouldn’t be showing a balance. VIOLATION 15 USC 1681e(b) you need to UPDATE this immediately TO PAID OR DELETE FROM MY CREDIT 2. Right to Dispute Errors (15 USC 1681i) Don’t ever just sit there staring at a wrong report. You have the right to dispute anything that don’t look right. And when you do, the credit bureaus have 30 days to investigate. EXAMPLE: You paid on time, but they marked you late? That’s an easy dispute. If they can’t show actual records, bye bye late payment DISPUTE REASON : This payment was never late. I need you to check your records again. If you can’t show proof I was actually late, then take this negative mark off my report.” 15 USC 1681e(b)) states EVERYTHING MUST BE REPORTED ACCURATE ON MY CREDIT PROFILE ! 3.Furnisher Duties (15 USC 1681s-2) Here’s where I see a lot of mess ups. The people reporting to the credit bureaus , the banks, the credit card companies, the collectors, they can’t just throw anything on your file. They have to report the truth, the whole truth & NOTHING BUT THE TRUTH
0 likes • Aug '25
Awesome thank you!
Let’s Have a Little Introduction
We’re not just building credit over here we’re building community. So let’s take a moment to get to know one another! Drop your intro below ✨ Who are you?✨ What do you do?✨ What made you join The Plug Room?✨ What are you hoping to learn or gain? I'll go first: Hey y’all! I’m Katrina Franklin, the founder of K&A Enterprise and the creative mind behind The Plug Room. I’ve been in the credit repair game for over 7 years and I created this space to plug people in with tools, letters, resources, and a whole lot of real talk. Whether you’re here to fix your own credit, help others, sell tradelines, or expand your business you’re in the right place. Now it’s your turn! Let’s build, connect, and support each other in this journey. You never know who you might link with in this room. make sure yall speak to one another Facebook is cool... but The Plug Room is where it’s at. We about to build this thing all the way up, so don’t be shy, post whatever you want in here. Ask questions. Share wins. Drop tips. Network Let’s grow this community like we grow our credit... STRONG & SOLID
1 like • Aug '25
Hello everyone I'm Joe Pena from Laredo, TX. I started my company 2 years ago Fidelis Credit Solutions and have been trying to absorb everything I can. It's been overwhelming trying to learn and filter out what's good and what's bad out there regarding credit repair. I joined this group to learn from Katrina as I see her having great success out there and I love her energy. At times I get really motivated and at other times I get discouraged. Haven't really had too many paying customers yet but I'm moving along little by little. Looking forward to learning from you all.
STEPS TO GET STARTED DISPUTING
Whether you’re fixing your own credit or helping a client here’s how to start the right way. No confusion, no guessing. Let’s get to the results
0 likes • Aug '25
Awesome info!
1-4 of 4
Joe Pena
1
4 points to level up
@joe-pena-2347
I'm Joe Pena and I started Fidelis Credit Solutions about two years ago. Exited to be here and learn!

Active 2d ago
Joined Jul 31, 2025
Texas
Powered by