Just want to stop by and say thank you to Ivy and her team. I know I worked up nerves in the beginning because I felt there was a lack in communication and clarity with onboarding. I had been living out of the country for a few years and didn't use my credit and exhausted what was there and paid a few things late during the year, but also mostly because was handling private financial circumstances for my family that had me stressed and using everything I had. I was devastated when I pulled my credit in October, and both me and my husband's scores were in the 400s!!! Like whatttt! I'm a business owner, and we have 6-figure roles - like what! Well, I came to Ivy, and I did complain that the onboarding didn't feel clear, but she told me she got us. And she did exactly that. Checking our score yesterday, and not only did my scores go up to the 600's in less than 90 days, but my husband has a 699 from 400s on Equifax. We still have a journey to go and to get funding. But I have to say thank you! (FYI, I'm fine with this being on social media as long as my name and face are blurred or left out for privacy.) Thank you Ivy and Team