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Owned by Jennifer

Retirement REPLACED

46 members • $27/month

You're not behind. You're starting late. We help adults 45+ build alternative income streams to replace what traditional retirement promised.

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5 contributions to Tradeline Secrets
Tradeline Secrets name change?
Hey everyone I need your help. Been thinking about changing the name of the Skool. I feel it doesn’t clearly tell people what we do here. But what how do you feel about the current name? What are your first thoughts when you read the name? Thank you! David R. 🫍
Agreed it does primarily sound like the group is about Tradelines only.
😍 Welcome! (Start Here Takes 2 Minutes)
Here’s what to do next: 1. Watch the video below 2. Start the free business funding course here 3. Learn how to build a funding-ready profile with AI 4. Ready to fund yourself? Click here Have fun! /Killa Whale Ramirez 🫍 (@David Ramirez NMLS # 2507482) PS: Want my personal help in the DM's to get started? Comment "ORCA" below QUESTION: Are you pumped to be here?
Poll
178 members have voted
😍 Welcome! (Start Here Takes 2 Minutes)
3 likes • Apr 28
I am in Atlanta...glad to be here!!
1 like • Apr 28
@Dr. Pamela Howard thanks 😊
Thoughts?
https://youtu.be/IQ8D4vicyM4?si=2FVtARAtYq7IBCG0
1 like • Apr 28
I am looking to get positioned for opportunities. I think with the economy the way it combined the technology driven layoffs - what they are speaking of is highly probable. Definitely a good time to get properly positioned to take advantage of opportunities as they present themselves.
You can't survive off referrals
Unless you are able to perform and produce results. I've been living off referrals for the past 10 years. But I decided to learn marketing because there many questionable funding companies. And I don't like what the industry is turning into. The funny part? I turned off my calendar to write new ads and build new infrastructure. So I can help more people at scale. And I'm still getting texts like this. 800 credit score. 3 year LLC. Looking for business lines of credit. That's a strong profile. That's someone ready to stack. Referrals don't stop just because you go quiet. They find you when your reputation does the talking. Now imagine what happens when the ads go live too. And even more people find me. Cheers, David R. P.S. - Make sure to register for the onboarding call tomorrow here https://skoolvault.com/
You can't survive off referrals
1 like • Apr 28
I love it! When you do right by people word definitely travels!
24 Hour Transunion Wipe
This method has roughly a 70% success rate and works in 24–72 hours. I've seen collections vanish same day. Here's the play: Open Credit Karma on your phone. Go to Accounts, find the collection or negative item, and hit Dispute Item. When it asks for the reason, select "This account is involved in litigation." Do NOT select ownership. In the comment section, paste this exactly: "I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens (Mo) 281 SW 715 719. I may presume that no proof of the alleged debt, nor therefore any such debt in fact exists." Submit it. Check back in 24–72 hours. In a lot of cases the account shows deleted immediately. This is one method. There are more where this came from. 🔓 Unlock the full breakdown at Level 2 — which means you actually have to participate and take action. That's the point. The people who move are the people who win.
1 like • Apr 28
This is awesome. thanks for the tip!
1-5 of 5
Jennifer Carroll Bulgin
2
10 points to level up
@jennifer-carroll-9682
Income streams & Retirement Strategies for Gen X & Millennials | Get your retirement # & see if you're on track → https://yourretirementreplaced.com

Active 13m ago
Joined Apr 28, 2026
INFP
Atlanta, GA
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