Okay, credit is not TOO bad, mid-600s, but was unemployed during Covid & could not pay anything. Everything went into collections. It's been 4 years since all the companies' chargeoffs and sold it all to collectors. Debt gained in California, I now live in Texas. They both have a 4 year "can't sue you anymore" policy, but the debts are still haunting me. I got a job but was never able to catch up... What to do now??

🏡 New house 💸 $10,500/month passive income 📈 800 credit score 💼 $260k salary ⏳ Retire right now 💰 $200k cash Me personally? A high credit score + passive income changes EVERYTHING long term 👏 What’s your two? 👇