We've all been taught to work hard at school and get qualifications to get a good job. Then you can buy a house on a mortgage and spend the next 40 years working to pay off the loan. Changing your mindset to being the boss is really hard but I'm working on it. It's a bit like letting a bird out of a cage it's been in all it's life and now it doesn't know where to go! PS. I'm 67 and worked as an accountant both employed and self employed for many years.