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HRC Credit Mentorship

741 members • $129/month

Vendingpreneurs

1.9k members • $999/m

11 contributions to HRC Credit Mentorship
Next card
I have the Amex Gold Card, Apple Card, Chase Freedom Unlimited, Discover It Chrome Card. Which ones should I get next? I feel like those ones cover most needs and don’t wanna waste inquiries.
1 like • Jun 5
Really depends on your lifestyle in my opinion. If you travel or want to start traveling maybe look into a travel card
Removing inquiries
Yoo is it better to remove inquiries over the phone or just file an ftc report and mail it to the credit bureau?
Navy fed Auto Loan
Yo so I just went and refinanced with navy fed about a week ago, so the inquiry hit but not the account. I was gone wait 6 months to apply for another auto loan with them but I was wondering if I apply for another one right not with they accept me? I have 3 relatively new inquires on my TU. Score is 765, lmk
Chase pulling Experian + TU
Yoo Chase keeps pulling my Experian & transunion for business and personal cards. How do I avoid them pulling transunion? Should I freeze it when I apply for there products ? Will that work? Lmk
Auto loan refi + CC app timing
Yoo i just applied for a navy fed auto loan refi yesterday and got approved. I’m tryna apply for the Chase freedom unlimited too. When should i apply for it? I was thinking Monday maybe?
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Jamiar Tate
2
8points to level up
@jamiar-tate-8105
Entrepreneur

Active 20h ago
Joined Apr 23, 2026
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