Homeowners: This Roofing Contract Would Not Pass Massachusetts Law We recently reviewed a roofing estimate for a full “strip and re-roof” project totaling $16,650. At first glance, it looks professional. It includes a price, a scope description, and even a signature section. However, under Massachusetts law, this document is not a legally compliant home improvement contract. What’s Missing (And Why It Matters) This agreement failed to include required elements under M.G.L. c. 142A: - No Home Improvement Contractor (HIC) registration number - No Construction Supervisor License (CSL) number - No three-day right to cancel notice - No start or completion date - No defined payment schedule - No insurance disclosure - No permit responsibility identified - No detailed material specifications or code compliance language Why This Is a Problem In Massachusetts, contracts over $1,000 must meet strict legal requirements. When they don’t: - The contract may be unenforceable - The homeowner may be exposed to liability - The contractor may be in violation of consumer protection law (M.G.L. c. 93A) This is how homeowners end up dealing with: - Cost overruns - Poor workmanship - Disputes with no clear legal protection The Biggest Red Flag The document includes a signature section, which attempts to make it binding— —but it does not include the required legal protections for the homeowner. This creates a high-risk situation where the homeowner assumes risk without proper legal safeguards. What a Proper Contract Should Include Before signing any agreement, make sure it includes: - Verified HIC registration - CSL license (for roofing work) - Detailed scope of work (materials, ventilation, flashing, ice barrier) - Written payment schedule - Start and completion dates - Insurance documentation - Permit responsibility - Three-day cancellation notice Our Recommendation Do not sign contracts that are vague, incomplete, or missing required legal disclosures.

COMMUNITY STEWARDSHIP IN ACTION – THIS IS WHAT REAL IMPACT LOOKS LIKE Take a moment to watch this powerful story 👇 🎥 https://youtu.be/3MxZej_wV6o?si=tKX_x04AD_BaYy3_ We want to recognize Francisco Ramos from NewVue Communities and the incredible work being done through the Community Stewardship Program right here in North Central Massachusetts. This isn’t just a program… this is a movement. 👉 Over 350+ community leaders trained 👉 Residents stepping into leadership roles 👉 Real projects launched: from housing advocacy to cultural events to supporting families in need 👉 Voices that were once unheard are now leading change at the decision-making table  Francisco’s work is about one thing: Empowering people to take ownership of their communities. And the results speak for themselves: ✔️ Feeding hundreds of families ✔️ Organizing community-wide events and movements ✔️ Building pathways to economic and social justice ✔️ Creating long-term, sustainable leadership pipelines  💡 This is how communities transform — from the inside out. ⸻ 🚨 LET’S GET THIS MESSAGE OUT THERE 🚨 If you believe in: ✔️ Stronger communities ✔️ Real leadership development ✔️ Opportunities for residents to lead change 👉 LIKE this post 👉 COMMENT your thoughts 👉 SHARE this video and tag someone who needs to see this Let’s make sure this reaches every corner of Massachusetts and beyond. ⸻ 💬 Drop a comment: What does community stewardship mean to YOU? JOIN OUR COMMUNITY OF LIKE MINDED PEOPLE https://www.skool.com/my-path-to-freedom-ministry-6252/about #CommunityLeadership #NewVueCommunities #NorthCentralMA #LeadershipDevelopment #CommunityImpact #GrassrootsMovement #Empowerment #SocialChange #MyPathToFreedom #StrongerTogetherhttps://youtu.be/3MxZej_wV6o?si=ygiXY9TTqSQ2ENjh

Calling All Home Service Experts – Join Our Growing Community We are actively seeking experienced professionals in the home services industry who are passionate about educating and empowering homeowners. Through the My Path to Safe Housing Initiative and our Skool University platform, we are building a collaborative space where experts can share knowledge, provide guidance, and make a meaningful impact across communities throughout Massachusetts. Who We’re Looking For: - Contractors (general, electrical, plumbing, HVAC, roofing, insulation) - Clean energy professionals (solar, EV charging, heat pumps, energy efficiency) - Home inspectors, real estate professionals, and financial educators - Any experienced professional committed to helping homeowners make informed decisions Why Join Our Community By participating in our Skool University, you will have the opportunity to: - Reach and educate thousands of homeowners actively seeking trusted guidance - Position yourself as a verified, community-trusted expert - Contribute to educational workshops, training modules, and live sessions - Build meaningful relationships with homeowners and community organizations - Be part of a mission-driven initiative focused on protection, education, and long-term impact Our Vision We are creating a space where homeowners can learn directly from professionals, ask questions, and gain clarity—while experts have a platform to teach, inspire, and lead. Together, we can raise the standard of service, reduce misinformation, and empower families with the knowledge they need to protect their homes and financial future. Interested in Joining? We welcome professionals who are aligned with our values and committed to making a difference. Reach out to connect or apply to become a featured expert within our Skool University community. Let’s build something impactful—together. https://popl.co/profile/IOQ7dASu/dash —— UNIVERSIDAD SKOOL DEL MPSHI

¡El Manual Maestro y Guía de Estudio de MPSHI ya está disponible oficialmente! Bienvenido a la Universidad en línea Skool del MPSHI. Por favor, descargue el más reciente Manual Maestro y Guía de Estudio de MPSHI, desarrollado para brindarle herramientas prácticas para la propiedad de vivienda, incluyendo mejores prácticas para contratar contratistas de energía limpia y cómo navegar mejoras energéticas en su hogar. Hemos invertido un esfuerzo significativo en crear recursos de alto valor y aplicables para apoyar su proceso. Le invitamos a compartir estos materiales con amigos, familiares y colegas, y a continuar apoyando nuestra misión de empoderar a las comunidades a través del conocimiento y la educación.

Continue Your Journey – Complete Your Certification Together We are grateful to have you as part of the My Path to Safe Housing Initiative community. This program was built to support families, strengthen households, and create long-term stability through education and shared knowledge. As you continue through your certification, we encourage you to take this step not just individually, but together with others in your circle. Learn Together. Grow Together. Support One Another. Completing your certification opens the door to valuable opportunities, including: - Mini grants for clean energy improvements - Support for emergency home repairs - Personalized housing consultations - Guidance on protecting your rights and making informed decisions More importantly, it equips you with the knowledge to help your family and others in your community make confident, informed choices. Make It a Shared Experience - Join group sessions and discussions within the community - Study alongside other members working toward certification - Invite friends, family, and neighbors who could benefit from this knowledge - Share your progress and ask questions along the way - https://link.skool.com/ls/click?upn=u001.wK6x93jhdVos-2F3TofGJCJlATz2qkiaGJ4dU0hMQ43Dnxb4ZjApN4QN2Krrr-2BrfBwvEikRWCweSRvvEru480GH4mryOSOsZjOrNJ3hcuEarg5dOuK3oEbkhKwq6zWinJNFXugDEyqL9mkveseqeBwHg-3D-3DE8N7_D9yS5kOsXyfz0KdztUlfE-2BbBJvLzoycf9UuUvTm6VOa4YM1oQEdEDmQaIqalxZlXfokLqTlpuy292AUvAMEvUMhqE1cokfLuSZDciJGwLkA3ddIMBZKW-2BqFutzJ9XY925tbe6-2FSbOcmI19u-2FJpBrlJWPfddJ6NS1bNU5WmLeYL-2BLKvKhLoXsfmn-2BEzOu13Ho4NKahU88kmcfgjtZaP-2FOl873nsyd36q2rwhjNr0vey1waMNVmPBK0EbeRaXZyU39tLbp3OemUo4tbzZTgk7jtnmiQ2xJxrhmA2GlyI9XzqdLk6QdJh8XG1LCuVpPO0WNmnBTZIPCKEccMrr1UWj-2FxhXGbs30VjxgsIVil7uXDYePC71LSLABetkk-2BHRITkqcJaAZec-2FGXIySAAUIwMzh-2BnBbayeSK5rNeZCjgAN2HUwiI7BsaogXmq9wnqMW6Bpn3OTK1D3trj7vZLvnqlGK-2FGjL0l0ruQ751zJK3oNOpYEVvqyecNFRlD1OV5yCFViyeDjCkiB7OfeDUvmOYRf4vw-3D-3D