Hello everyone! As we are welcoming new members to this new group, please intro yourself and let me know what you are hoping to gain in this group. I’ll be on here weekly chiming in & hopefully inspiring & helping. I’m very excited!!

So I'm not exactly certain how this works, but I think I will try to start a conversation. First, a short history: I'm 48 now, and when I was 23 my dad handed me Rich Dad Poor Dad by Robert Kiyosaki. Blew up everything I ever thought about money, reality, and my calling in life, in a really good way. I believe business is a mission, a calling, to do good in my life, and real estate, especially passive real estate, is a foundation to it. You would think I would be further along by now!! I flipped a few homes in my youth, not understanding the most basic principle the Kiyosakis tried to teach me: Cashflow. I ended up trying to start a business for a decade, and finally starting to succeed more recently (starting is the key word), but I recently had the clariity (after playing the Cashflow game again) that it's never too late to start building passive income with turnkey properties...frankly, Melissa's teamwork was the missing ingredient for me. I tried to do it all myself before, to "save" money, and ended up never succeeding. That's not true. We did own one cashflowing property in Pahoa on the Big Island. But it was nearly over run by lava twice, and as a result we sold it. Now I'm pretty much starting from scratch, and rather than wait to have cash from my businesses future revenue, we are using "good debt" to purchase our first cashflowing property, thanks to Melissa. I'm planning to use a 1st Lien Heloc to speed up payinig it off so we can buy another as soon as possible. So that's a bit of background. One question I have for you all is this: do any of you believe in using "good debt" as your downpayment for investment properties when you don't have your own cash saved up?