Maria and I just want to take a moment to say how incredibly blessed we feel to be in this season. This opportunity didn’t happen overnight, and it certainly didn’t happen alone. We’re grateful to God, our family, and this community for the support, encouragement, and belief along the way. If you’re in the area, we would truly love for you to join us for our Grand Opening as we launch our newest branch office. This night is about celebration and appreciation. We’ll have: - Guest speakers - Prizes - And of course, dinner It would mean a lot to celebrate together and share this moment with you. For those of you that are not local we will be broadcasting live to be sure to tune in to the broadcast ! Much love and gratitude, Gerardo 🙏✨

A community is only as strong as the people who engage within it — and today we welcome new members who have stepping into this space to learn, grow, and elevate their financial future. Here, we don't just talk about money. We teach it.We apply it.We build with it. To our new agents and members — take time to explore the content, ask questions and most importantly if you have something to offer we want to hear from you! Use this group like a gym. The more you show up, the stronger you become. Purpose of this community: 📚 Financial education 🔍 Strategic guidance 🤝 A network that lifts each other Welcome — we’re glad you’re here. We would love to learn more about you! @Andrea Ortiz @Cheryl Reese @Calister Ndukauba

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As this year comes to a close, it’s a good moment to pause and look ahead. A new year means new opportunities. New goals. New possibilities for you and your family. But the calendar alone doesn’t create change. Small, consistent actions do. Progress doesn’t come from big, dramatic moves. It comes from showing up, staying engaged, and making intentional decisions over time. Whether your focus in 2026 is: • Becoming a homeowner • Reducing stress around money • Building better habits • Creating more stability for your family The path forward starts with activity. Asking the question. Taking the first step. Learning what you didn’t know before. Staying connected and accountable. Confidence grows when you take action. Clarity follows movement. My commitment going into 2026 is simple: To continue guiding, educating, and supporting you as you move toward your goals. New year. New opportunities. A stronger, more prepared version of you. Activity creates results. Let’s step into 2026 with purpose.

I’ve just uploaded a new webinar series for first-time homebuyers inside the community. It’s broken into 3 short, focused videos designed to give clarity around how buying a home actually works — not just how to get approved, but how to make sure the decision makes sense financially. Everyone in this group right now is early, and that matters. Your feedback, questions, and reactions are helping shape how this experience will look for future members. What’s clear? What’s confusing? What do you want more of? If you’re thinking about buying now, later, or just want to understand the process better, I’d encourage you to watch the series and share your thoughts. This community is being built with you — not just for you. Appreciate you being here.