One of the biggest misconceptions about travel hacking is that it's about spending more money. It's not. The goal is to be strategic with the spending you're already doing. When people talk about opening multiple credit cards, it doesn't mean applying for a bunch of cards at once. It's about gradually building a card portfolio over time and matching each card to the type of spending you already have. For example, I use my Amex Business Gold for many of my business expenses because it earns 4x points on eligible business-related spending. When I spend $1,000 on Amazon ads for my books, that's 4,000 Membership Rewards points earned from money I was planning to spend anyway. Even several Skool memberships I pay for code as business services, which means those purchases can also earn bonus points. On the personal side, I use my Amex Gold whenever I'm dining out because it earns 4x points at restaurants. Since eating out is already part of my budget, I make sure I'm using the card that gives me the most value back. That's really what travel hacking comes down to: maximizing the rewards from the expenses you're already making, not creating new expenses just to earn points. Question: What's one expense you already have every month that could be earning you more points if you used the right card?