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Cloud Residents · US Credit

750 members • Free

4 contributions to Cloud Residents · US Credit
How to Get/Use HQ Proxies :)
I have been using proxies for five years now, and I have tried different types of proxies with hundreds of payment gateways, so I know what works and what gets flagged. The best ones that have worked for us so far are SOAX and Decodo. SOAX requires a higher-tier plan, while Decodo offers pay-as-you-go options. “Okay, so I just buy it, use it, and I’m done?” Nope :) Here comes the most important step: warm it up! In order to get a clean IP that does not get flagged by every website you visit — something you may notice with Amazon and Google Search — you have to warm it up first. Go to Etsy, Rakuten, YouTube, Amazon, and similar websites. For example, log in to YouTube, browse Amazon, add things to your cart, and use it the same way you would use your own PC. This helps prevent the IP from getting flagged. Do not buy a proxy and then immediately go directly to the website you actually need to use it on. When you buy the proxy, make sure it matches your address, as this creates more positive trust signals. You should either get a mobile proxy or a residential proxy, because these are usually the highest-quality options. “But I saw X brand selling cheap proxies.” You have to understand that there are two types of proxy providers: 1. Providers that hack people’s devices, use them as a proxy pool, and sell access to other people. 2. Providers that source proxies legally through people who rent out their devices. So, in the same way some providers may lie to you about how their proxies are sourced, they may also lie about whether the proxies are mobile, residential, or data center proxies. Data center proxies are usually the lowest-quality option. Let me know below if you have any questions ? or interested in part 2 so I can cover difference between different types and some other softwares that might be helpful as well :)
0 likes • 2d
New to this, but are you saying there's a need for a proxy (also: why not dedicated IP VPN?) to use US banking apps?
✅ Approved for both AmEx Gold + Capital One Platinum
I started this “US credit card” journey a while ago but since AmEx NL sent out communication that the Flying Blue transfer rate was going from 5:4 to 2:1, I decided to finalize it. - ITIN requested in 2024 - PhysicalAddress.com address (registered as residential, non-CMRA) - RedPocket eSIM (thanks to this forum!) - Wise account (USD has account- and routing no.) I also requested an e*trade account but didn’t end up using it. My first idea was to request Capital One Platinum ($0) just for the sake of having a proof of address on a statement. Approved in two days. No additional information requested besides my passport, ITIN and address. AmEx was a little more difficult but essentially just the following: - requested the Gold Card online using a new customer link (max 100K points). I did NOT sign in to “link my AmEx history” cause then the offer would disappear - Had to enter address and ITIN - Got an email requesting income documents. I did NOT do this. - Called the GT phone number, they told me they’d overrule the income documents and I had to upload a) a copy of my passport and b) my ITIN letter - ✅ Approved within a day, sign up bonus 60K points after 8K spend - Not sure if relevant but I’ve been an AmEx platinum customer in NL for the past 6y, 50K avg yearly spend, no late payments. Bottom line: no address verification (utility bill) or bank account needed. Questions: - How do I pay the AmEx balance early? In NL I’m used to await the statement and just pay everything by transferring the amount to AmEx’ bank account. I’ve read that with US credit cards, it’s advised to pay the majority BEFORE statement date to keep utilization low and thus get a good credit score. But how? Only thing I’m nervous about. - Any experiences requesting multiple cards? Can I re-use GT? Or was this my “one shot”? I really want to have the AmEx Marriott Brilliance card as well, just wondering if it’s depending on credit score from now on, or AmEx’ internal rating system.
0 likes • 3d
@James Hutchinson I just said I wanted to go through Global Transfer and that I was told to call after I applied. He then said I needed to go to a specific document upload URL and provide my application number and upload ITIN + passport. I asked whether I still had to upload the income documents and he told me no need.
Apply for an ITIN
Hi guys, new to the group and just went through the classroom section, I currently have a business Mercury Account, I am thinking of moving to a chase bank business account and also apply for a business credit card. Can anyone help me, how did they apply for their itin?
2 likes • 3d
I did it myself by mail. Sent a certified copy of my passport, filled out W7 and 1040NR + OI forms.
Approved for Amex Gold via Global Transfer ✅
While I was still waiting for my ITIN, @Ain - Cloud Resident suggested starting an Amex relationship in Germany first, since it could later help with Global Transfer after 3 months. I could not get the Amex Gold in Germany because of the minimum income requirement, so I applied for the Amex Blue instead. After holding the Amex Blue Germany card for nearly 5 months, I called Amex Global Transfer for the US Amex Gold. Timeline & Process: - Applied first for Amex in Germany while waiting for my ITIN - Started with Amex Blue, since Amex Gold Germany was not possible in my case - Kept the card for nearly 5 months - Called Amex Global Transfer by phone for US Amex Gold - Was asked to submit documents after the call - Uploaded passport scan - Uploaded proof of address using my Capital One credit card statement - Approved for the new card Everything was done remotely. I also checked Equifax and did not see any hard inquiry or soft inquiry there. I cannot check Experian or TransUnion, so I cannot confirm those. Good datapoint for anyone who is waiting for ITIN and wants to start building Amex history first outside the US.
Approved for Amex Gold via Global Transfer ✅
0 likes • 8d
How do you pay the balance of your U.S. card?
1-4 of 4
Gaston van de Weijer
2
15points to level up
@gaston-van-de-weijer-6917
from NL

Active 1d ago
Joined Apr 30, 2026
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