Good morning I came across a YouTube video that was informing seniors about what was to expect with Medicare in October for 2027. He said that with so many Medicare Advantage plans leaving several states, many seniors and/or people on SSDI will find themselves not being able to obtain Medicare because of preexisting conditions. He also said that if we are able to convert to regular Medicare that there's only a $283 deductible and no copays after that. When did Medicare stop the 20% coinsurance for Part B? Is that going to be true or is he another misinformed idiot that's leading people down another confusing road with insurance? He had some other info that I knew was incorrect from listening to you. My advantage plan is changing so I need to change. Thanks for your never-ending help to everyone!!