Personal Information and Inquiry removal script
Personal Information and Inquiry removal script - Experian: 1-855-414-6048 Enter your social then press 2, then 1, then 2, then 3. Ask to speak to the fraud department. • Enter Social security number. • Say or Enter your Zip Code (If you have a security freeze say NO you do not want to remove security freeze, and say Hear my choices. If you have a fraud alert say Yes when asked if that’s what you’re calling about, then say you want to move the alert. You will then be transferred to the dispute department, at that point ask to be transferred to the Fraud department). • Hear My Choices • #2- Fraud Alert • #3 Dispute (What kind of dispute will be identity theft) Once the dispute team gets on the line, ask to be transferred to the Fraud department. Only speak to the fraud department. - Transunion: 1-800-916-8800 Press 1 for English, Press 0 to speak to a Rep(or say operator if pressing zero doesn’t work), Enter your current mailing zip code, and then ask the rep to transfer you to the fraud department. - Equifax: 1 (888) 548-7878 Press 3 for anything else, when you get a rep, please ensure you’re speaking to the fraud department. Doing this will send you directly to a live representative. Tell Representative that you got disconnected with the Fraud Department and ask them to send you back to them immediately. Even if they ask, are you sure I can't help you instead? Say thank you but send me to the Fraud Department. When you finally get to the Fraud Department say: Hello, I just got disconnected with Fraud department 7 minutes ago and the lady haven't called me back yet so I'm calling back now. Tell them that you were getting help to remove some unauthorized hard inquiries that you didn't authorize but got disconnected. Could you help me finish the job and thank you for your time. 1. “I noticed a few unauthorized inquiries on my credit report” Or say 1. I noticed someone applied for something in my name, I did not authorize that.”Make them aware that according to the FCRA (Fair Credit Reporting ACT), legally