I used to make good money in the 420-industry, I had great credit I built up over the years. I had so many credit cards they wouldnt all fit into my wallet, I would just collect them and keep them in a drawer. If I used one, Id pay it off immediately, because if you read the fine print, the interest rates are criminal.. When I financed a car and paid it off, my credit went up even higher. Then I got into some trouble when I got scammed by a crypto currency investment scheme, and It happened on a few different occasions, I found out the hard way how elaborate these online scams operate. The industry that I had thrived in, became so crowded that the profitability was diluted, then the state of california government and the country of Canada all wanted to jump in, it was a big money grab. So then I started hearing about SPC and discharging debts, becoming a State National, Sovereign, Free man on the Land, HJR192, etc. . I found Coach MT on youtube, and decided to join, only about $500 for $78K of value? -its gotta be real because so many people are talking about it, teaching it, and doing it, right? Now my credit score has been shot, I have debts up to my eyeballs, I was sued a couple of times, I ended up settling with them for a discount as I found out that they are willing to accept less in order to get something sooner. I went into every debt discharge method I could learn about from all the most popular gurus: there was Path2freedom, Then I read that Temeka and Caleb had a falling out and was throwing eachother under the bus. yusef el, he is the original SPC guru, from what I have seen. Patrick Devine, didnt study directly under him as he passed away, but lots of gurus claimed to have learned from him. Krisitina "pay your self" , Matisse Academy, Joe Brandon Williams, (he doesnt charge for his classes, but he also admits he hasn't had success yet) oh and the Hood Consumer Network, the colorful Guru Mansa, So now the people keeping it real are admitting this doesnt work?