📄 Estate Planning Tip: Your Beneficiary Form Matters A beneficiary designation can override what your will says. That means if your life insurance or retirement account still lists an old beneficiary, that person may receive the money even if your will says otherwise. Action Step: Review your beneficiaries on: • Life insurance • Retirement accounts • Bank and investment accounts Make sure the names listed match what you want today. Find the Leak. Fix the Plan. Build the Legacy.

🔐 Estate Planning Tip: Passwords Matter Too A password manager keeps your logins in one secure place. Some also allow emergency access so a trusted person can get access if something happens to you. Action Step: Make sure your family knows: • Which password manager you use • Who your trusted emergency contact is • Where recovery instructions are stored • Which accounts are most important The goal is simple: protect your information while making sure the right person can access it when needed. Find the Leak. Fix the Plan. Build the Legacy.

💻 Estate Planning Tip: Don’t Forget Your Digital Life Your family may need access to more than bank accounts. Think about: • Email and cloud storage • Social media • Business accounts • Websites and domain names • Payment apps • Subscriptions • Password manager • Two-factor authentication • Airline miles and rewards • Photos, books, courses, and other digital assets Action Step: Make a list of your digital accounts and where access instructions are safely stored. Find the Leak. Fix the Plan. Build the Legacy.

💼 Estate Planning Tip: What Happens to Your Business? A business succession plan explains what should happen to your business if you pass away or can no longer run it. If you are a solo business owner, document: • Who should own the business • Who should run it • How to access important accounts and records • Key customers, vendors, debts, and contracts • Whether the business should continue, be sold, or close Action Step: Write down who takes over and where they can find what they need. Find the Leak. Fix the Plan. Build the Legacy.

🚗 Estate Planning Tip: Don’t Forget the Car Your vehicle title shows who legally owns the car. When someone passes away, the car does not automatically go to the person using it. The title still has to be transferred correctly. Action Step: Check: • Whose name is on the title • Whether there is a loan • Who should receive the vehicle • Where the title is stored Make it easy for your family to know who gets the car and what to do next. Find the Leak. Fix the Plan. Build the Legacy.