Hi everyone! I'm formally introducing myself. I'm Emmanuel, originally from Mexico buy I have been living in the US since 2012. I currently live in San Diego CA and my wife and I are W2 employees in the tech industry. We have been buying STRs to use as offset for our taxes but we have been funding them mostly with our own cash. We have great credit scores and want to utilize them to the best way possible and get more funding for future projects that are near. I hope to learn more on this community and I'm willing to share our journey and help anyone I can. Thanks!

I am taking on 5 new students that want to learn to fund themselves. You will learn: How to credit stack to unlock 47k to 147k in 0% business funding. How to scale your credit past 6 figures. What banks are lending right now. With the program you also get access to VIP. This is another alternative to getting 0% business funding. And since you learn yo fund yourself. You will save on the 10-15% funding fee everyone else is chargin. Message me or comment "iFund" to get more details.

Most of y'all are out here filing generic LLCs and wondering why the banks treat you like a liability. In Black’s Law, there’s a massive difference between a "General" entity and one with the Legal Capacity to handle six-figure debt. The banks use automated filters to scan your industry code, your address type, and your entity structure before a human even looks at your score. If you look "high-risk" on paper, you’ve lost the game in the first 72 hours. We don't just "apply" for cards. We architect the entity first so the bank has no choice but to say yes.

Over the last few months I’ve been quietly expanding what I can actually do. Not talking bigger, moving bigger. I’ve officially added commercial lending to the toolbox. This isn’t theory or “coming soon” talk. We just closed a commercial loan in Florida. Deal done. Paper signed. Money moved. That matters to me, because execution is everything. I’m working closely with Robert and Elijah, two sharp guys on the commercial side. They know how to structure deals correctly and actually get them across the finish line. Being around that level of competence has leveled me up fast. Here’s the real scope of what we’re funding right now: Property types Single family, multifamily, mixed use, portfolio loans, office, light and heavy industrial, ground-up development, boutique hotels, assisted living, and more. Deal structures Purchases, refinances, repositioning, and construction, depending on the project. Capital sources Primarily DSCR, non-QM, and private capital, with most deals funded through institutional sources like banks and family offices. Why am I sharing this here? Because a lot of people eventually run into opportunities that are bigger than residential. Some of you are already there. Others will be soon. Most people hit that point without a clear lending strategy. I did too, until now. If you’re thinking about a commercial deal, or you just want to understand how this works before you make a move, drop a comment or reach out. I’ll be sharing more details as things progress. Wanted you to hear it from me first.