My daughter rolled her chair over to my desk yesterday and asked me, Mom do you ever think you would go broke. I looked her dead in her eyes and said Hell nah. She said never. I said never. Then I asked her what made her ask that and she said I dont know. And listen. That question hit different because my children will never fully understand what it takes to create a life where broke is not even a word in your vocabulary. They only know the version of me that is calm, covered, and calculated. They dont remember the nights I stayed up building, learning, fixing, praying, planning, and making hard decisions when nobody was clapping. And let me talk to you for a second because some of yall keep thinking wealth is luck or a gift God gives to the most liked. No. Wealth is a system. Wealth is a standard. Wealth is the result of someone deciding to stop playing with their own life. I wake up not woke. Meaning I wake up aware. I wake up intentional. I wake up with strategy. I wake up with discipline. I wake up with purpose. I do not wake up looking for a reason to be offended. I wake up looking for a reason to execute. The world will tell you to be humble but they dont even know what humility is. Humility is not pretending you are not blessed. Humility is being grateful while still owning what you built. Humility is giving God the credit while still respecting the work you put in. Humility is not shrinking so insecure people can feel comfortable. People will say why her and not me. Because while you were asking for shortcuts I was building structure. While you were waiting on motivation I was operating in discipline. While you were entertaining distractions I was investing in myself. I poured three million into knowledge. Not because I wanted to sound smart. Because I wanted to stay sharp. Because I wanted to be dangerous in rooms that change bloodlines. Let social media be your mirror. Every day I open it and I see the reason so many people stay stuck. Procrastination. Excuses. No planning. No budgeting. No skill building. No self control. Just vibes and complaints. Year after year the same conversations, the same struggle, the same story.

Let me break this down clearly because these words confuse people and lenders do not interpret them the same way. This is why education matters. CLOSED A closed account is not bad by default. What it means The account is no longer active. Either you closed it, the lender closed it, or it was closed after payoff. What lenders see The history still reports. Late payments still count. Balances can still hurt utilization if money is owed. Closed does not mean removed. Closed does not mean forgiven. Closed still impacts your score. CHARGED OFF This is negative and serious. What it means The lender has given up on collecting internally and marked it as a loss after nonpayment. What lenders see High risk. Major delinquency. Often paired with collections or lawsuits. You still owe the debt. Interest can still grow. It damages credit heavily until resolved properly. DELETED This is the goal in credit repair. What it means The account was removed from your credit report entirely because it could not be verified or was reported inaccurately. What lenders see Nothing. It no longer exists on your report. Deleted is the only status that truly helps credit scores immediately. Settled and paid do not compare to deleted. DISCHARGED This is legal relief, not credit repair. What it means The debt is legally eliminated through bankruptcy or a qualifying discharge process. What lenders see Debt is no longer collectible but the record can still report for years depending on type. Discharged does not automatically improve your score. It removes obligation, not history. The real lesson Most people chase paid Smart people chase deleted Elite strategy uses the right resolution for the right debt This is why you cannot Google your way through credit. This is why due diligence matters. This is why results look different when strategy is applied correctly. There is no such thing as problems, only solutions

2025 tried me. And I almost let the wrong one take me off my game. That part matters. Not because I failed But because I caught it in time. Distraction is expensive. Misalignment costs more than money. And focus is a form of self respect. This year tested my patience my discipline and my faith. There were moments I had to rebuild quietly. Moments where silence was louder than support. But here is what changed everything. I stopped moving emotionally And started moving strategically. I slowed down. I listened to my coach. I followed the plan even when my ego wanted control. That decision tripled my income. Not hustle. Not noise. Alignment execution discipline. 2025 taught me this. The wrong energy will drain you. The right focus will multiply you. I built stronger systems. I cut what no longer served the mission. I protected my vision like an asset. If you felt tested this year If you almost lost focus If you had to choose yourself over distraction You are not behind. You are being positioned. 2025 was the year of becoming. What comes next is intentional and unstoppable. There is no such thing as problems. Only solutions.

“Today I’m choosing to show up with purpose. No more waiting for the ‘right moment’ — this is the moment. I’m pushing myself, my mindset, and my habits in a better direction starting now. If you’re hitting reset too, let’s push forward together. We’re stronger than our excuses, and our kids are watching us rise.”

I want to take a moment to remind you of something powerful you started this journey for a reason. Growth takes commitment, and the best part is… you’re not doing it alone. Lately, some of us have slowed down or fallen off, and that’s okay life happens. But it’s time to recommit, re-engage, and refocus. Every module, every discussion, and every check-in is designed to unlock your next level. ✨ Remember: - Courses in this community unlock based on your participation.The more you show up, the more content and opportunities you access. - We’re dropping 5 brand-new courses in the next 7 days, and you won’t want to miss them! 🔥 Let’s finish this month strong show up in the community, comment, post your takeaways, and cheer on your sisters/brothers. Your consistency creates your breakthrough. Let’s go, chain-breakers. 💥Your next level is already waiting you just have to show up for it. #StayCommitted #KeepGoing #BossUp #BreakingChains