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@Sandra St.Yves welcome!!! Welcome.

Making only the minimum payment on your credit card may seem convenient, but it risks keeping you in debt for years. When you pay only the minimum, the majority of your payment goes toward covering interest—rather than the actual balance of your debt. Consequently, your debt lingers longer and ends up costing you much more in the long run. A simple habit that can transform your financial life: Always strive to pay more than the required minimum. Even a small extra amount each month can: Reduce your interest charges Help you get out of debt faster Increase your financial freedom Small actions today can make a big difference tomorrow. If you would like guidance from a financial Broker at no cost to you, in creating a simple strategy to pay off your credit cards faster, send me a private message for a personalized, one-on-one discussion @MARIE BEATRICE JEAN PAUL EDME thank you.

Tonight we have the Honor to hear from @MARIE BEATRICE JEAN PAUL EDME in our community in financial preparing. She brings so much experience to our community.https://us06web.zoom.us/j/2065190680?pwd=kT5UszKS5OS16bdzauwQ52cSbsEYBG.1