Here is something special for you! To help you stay organized, inspired, and focused throughout the year, I’m gifting my community a beautiful new desktop calendar — designed to sit perfectly on your desk, workspace, or home office. 💻📅 Whether you're planning your goals, scheduling your wins, or just love a clean aesthetic, this calendar is made to keep you on track and motivated every single day. https://www.canva.com/design/DAG7Dlqyzkw/OUeR8SK9XOqP72FflMjC3A/view?utm_content=DAG7Dlqyzkw&utm_campaign=designshare&utm_medium=link&utm_source=publishsharelink&mode=preview Make it your own, with Family and Friends!!!

Try these 7 expert prompts to help you understand, rebuild, and raise it faster than any “credit repair” agency: 1. CREDIT BREAKDOWN ANALYZER “Explain my credit score in detail based on these factors: [credit score, utilization %, late payments, open accounts]. Identify what’s hurting it most and what I can fix first.” 2. 90-DAY CREDIT REPAIR PLAN “Create a 90-day step-by-step plan to improve my credit score from [current score] to [target score]. Include daily, weekly, and monthly actions.” 3. DEBT STRATEGY OPTIMIZER “Using my debts [list balances and interest rates], design a prioritized repayment plan that reduces interest and improves credit utilization fastest.” 4. CREDIT DISPUTE DRAFT ASSISTANT “Write a professional, factual dispute letter for this credit report error: [describe issue]. Keep it clear, firm, and compliant with FCRA guidelines.” 5. CREDIT UTILIZATION TRACKER SETUP “Help me create a simple spreadsheet or Notion tracker to monitor card usage, due dates, and balance percentages across all accounts.” 6. HARD INQUIRY MINIMIZER “Explain how to limit the damage from multiple hard inquiries and when they stop impacting my score. Include a smart timing plan for future applications.” 7. CREDIT GROWTH ROADMAP “Based on my financial situation [income, debts, goals], recommend safe credit-building tools (secured cards, loans, etc.) and explain how to use them effectively over time.” Save this and come back to it.

Scripture: “We walk by faith, not by sight.” – 2 Corinthians 5:7 Devotional: Feelings fluctuate, but faith is firm. Some days you’ll feel uncertain, unseen, or unqualified — but faith whispers, “Keep going.” The strongest entrepreneurs don’t operate from emotion; they move from conviction. Prayer: Father, help me trust You more than I trust my feelings. Affirmation: My faith is steady even when my emotions shift. Action Step: Take one step today that your faith supports, even if your feelings resist.