This is one of those updates you gotta UNDERSTAND, not just skim 📈 SCORE MOVEMENT: - Experian: +95 → 713 - TransUnion: +145 → 695 - Equifax: 0 (FILE COMPLETELY CLEARED) ⚠️ IMPORTANT CLARIFICATION (READ THIS): That “0” on Equifax does NOT mean bad credit. It means the entire Equifax file is wiped clean — no active accounts reporting right now. Just needs to be updated on smart credit. If you have this problem call them and get it updated. Let them know your score is not reporting correctly. If you check equifax or credit karma you will see the report. 🧹 THE CLEANUP WAS HEAVY: - 28 deletions in this round - 13 collections/accounts removed - Ally Financial ($26K), Capital One, LVNV, Midland, Portfolio — ALL GONE 🗑️ ⚙️ WHY THIS MATTERS:With a clean Equifax file, we now get to rebuild it the RIGHT way: - Add controlled positive accounts - Keep utilization low (already down to 11%) - Let scores populate clean and strong This is how you avoid weak, fragile scores and build a profile banks respect.

🚨 30 CREDIT UNIONS CHALLENGE STARTS TONIGHT 7PM🚨 I’m breaking down 30 different credit unions you can tap into WHILE you’re in credit repair 💳🔥 👉 10 reporting to TransUnion👉 10 reporting to Experian👉 10 reporting to Equifax And nah… this ain’t just a list. I’m showing y’all: - How to get in using ACC + back-door access - Which credit unions play nice during rebuilds - How to add clean positives while negatives are being removed - How to build leverage without touching your dispute flow This is how you rebuild and repair at the same time — not wait, not guess. If you in the Skool, you getting the playbook. . 30 credit unions. 3 bureaus. Real strategy.