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Next step ??
Has anyone worked with an eviction ? I left my unsafe apartments in march and last month got a letter that they sent me to a collection agency for $8k ๐Ÿคฏ I left only owing 2k . Now it is on my credit as a collection for $7900. I put the following in my statement Box when I did my CFPB complaint This debt collector has done unjustifiable practices of the FDCPA which it prohibits. They furnished this account that we didn't agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. they didn't follow the proper 5-step validation procedure. According to the FDCPA, Iโ€™m entitled to compensation for these violations and clearly, they violated my rights and abused my privileges. I demand this account be taken off immediately.
1 like โ€ข Oct 30
@Banetta F McDaniels thank you so much. Iโ€™m bout to get on top of this. I knew there was some legal grounds to what they are doing is absolutely wrong.
Not sure how to challenge this one
I Did a 7 day deletion for this collection account with Harris and Harris , original creditor is cox ! They responded with all this PROOF and multiple bill statements . Do I still do a round one inaccuracy letter next for this type of response ?
 Not sure how to challenge this one
1 like โ€ข Oct 29
@Banetta F McDaniels honestly, I was just trying to to follow some steps. Someone gave me for a seven day deletion and it was just straight to a CFPB complaint. This is what she had is put in the statement box. This debt collector has done unjustifiable practices of the FDCPA which it prohibits. They furnished this account that we didn't agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. they didn't follow the proper 5-step validation procedure. According to the FDCPA, Iโ€™m entitled to compensation for these violations and clearly, they violated my rights and abused my privileges. I demand this account be taken off immediately. And then the pictures I posted here are the response. Does that make sense now now Iโ€™m just stuck in lost on the next step. Does this give some clarity
1 like โ€ข Oct 29
@Banetta F McDaniels can identity theft reports be submitted for collection disputes? Thatโ€™s how I was taught in the course they said technically they bought our identity which we never gave permission or rights to do so and that is identity that is that a method I can still continue to use as well or do you think I should leave that the hell alone because yes it was able to remove all of my collections last year
Consumer law disputes ???
I was originally taught to do Credit using identity theft reports, and submitting them to CFPB complaints over the past several months. I have learned that that is not the best way to do credit repair. Iโ€™m very interested in learning more about consumer laws and how to get deletions using the law if anyone is willing to help me or show me some things I would greatly appreciate it. I am really trying to master this credit game.๐Ÿ™
Response ๐Ÿค”
so I did a seven day deletion method for this collections for my daughterโ€™s father and this is what CFPB responded with and closed the case please help me with what my next step should be at this point???? ๐Ÿค”
Response ๐Ÿค”
FTC closed ๐Ÿค”
I just wanted to ask has anyone else been getting this response? Iโ€™ve been trying to complete FTC reports and this is the message.
FTC closed ๐Ÿค”
0 likes โ€ข Oct 21
@Crystal Johnson thank you so much for the response. Sis ๐Ÿ’ž. I was originally talked to FTC route and lately been learning about some consumer laws to help implement and get the people Iโ€™m helping better results. Do you use Consumer Law to get their deletions in less than 30 days?
0 likes โ€ข Oct 29
@Crystal Johnson thatโ€™s really great sis I commend you for that Iโ€™m trying to get like you God bless you ๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ‘๐Ÿฝ๐Ÿ‘๐Ÿฝ๐Ÿ’™๐Ÿซ‚
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Denita Solomon
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@denita-solomon-5217
Future MILLIONAIRE!

Active 18d ago
Joined Sep 24, 2025
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