Your credit score isn’t what gets you approved. Your CREDIT PROFILE does. 💳 If you want to qualify for bigger limits, lower rates, and funding… focus on these 3 things: 1️⃣ Pay Everything On TimeLate payments destroy trust. Set up autopay or reminders and protect your payment history at all costs. 2️⃣ Keep Your Credit Utilization LowJust because you have the limit doesn’t mean you should use it all. Aim to report under 10% utilization whenever possible. Low balances = lower risk. 3️⃣ Build History, Don’t Restart ItLenders like consistency. The longer your positive accounts stay open, the stronger your profile becomes. Don’t rush to close your oldest accounts. 💰 Remember this: A strong credit profile gets approved.A weak profile gets questioned. Your job is to build the profile. My job is to help position you for funding when you’re ready. 🤝 Drop a 🔥 if you’re working on your credit this week, or DM me “AUDIT” if you want to know what’s holding your profile back.

This Sunday we’re going LIVE inside the community! 🎙️ We’ll be covering strategies around credit, funding, business, and building real financial leverage—plus answering your questions live. 🎤 Special Guest Announcement:This week, I’ll also be bringing on a special guest to share their knowledge and experience. You won’t want to miss this one. 📅 When: Sunday⏰ Time: 9:00 PM PST / 12:00 AM EST Come prepared with your questions because we’ll have live Q&A at the end. Comment “👀” if you’ll be there so I know who’s showing up. See y’all Sunday. 💪🏽📈

What’s ONE move you’re committing to making before next Thursday that gets you closer to financial freedom? It could be: • ✅ Improve your credit • ✅ Pay off debt • ✅ Start your LLC • ✅ Open a new bank account • ✅ Apply for funding • ✅ Land a new client • ✅ Save your first (or next) $1,000 • ✅ Something else… Drop it in the comments. Next Thursday, I’m coming back to this post and checking in with everybody. No excuses. 👀💯

We’re celebrating the growth of the community and giving back! 💰🔥 🏆 PRIZES 🥇 1st Place: FREE Done-For-You Credit Repair (Value: $497+) 🥈 2nd Place: $100 Cash 🥉 3rd Place: FREE 30-Minute 1-on-1 Credit & Funding Strategy Call. (Ask me ANYTHING about credit, business funding, personal funding, or building wealth.) ✅ HOW TO ENTER 1️⃣ Join the NEX GEN Wealth Group Skool Community 2️⃣ Share this post to your Instagram Story 3️⃣ Tag @1dayday0 & @mr.credit2cashflow on instagram 4️⃣ Invite 2 people to the community using your invite link. 5️⃣ Come back to this post and comment 🔥 once you’re done so I can verify your entry. 📲 HOW TO INVITE PEOPLE TO SKOOL: 1️⃣ Go to the Skool group 2️⃣ Click Invite / Share 3️⃣ Copy your invite link 4️⃣ Send it to 2 friends 5️⃣ Make sure they actually join so your entry counts ✅ 📈 Winner will be announced once we reach 50 members! The faster we grow, the faster someone wins. Let’s build a community that actually helps people fix their credit, access funding, and create generational wealth. 💯🚀

What's going on everyone! 🙌 Before you can get funded, your credit report has to LOOK fundable. Building that profile? That's YOUR job. Getting you approved? That's mine. 💪 Every strong, fundable profile stands on 3 pillars: 1️⃣ Low utilization Keep your balances small compared to your limits. The lower it reports, the stronger you look — and it's the fastest lever you control. 2️⃣ Clean payment history On-time, every time. This is the single biggest piece of your score. One late payment can set you back months, so protect that streak. 3️⃣ Depth + age Older accounts and more positive history = a profile lenders trust. Never close your oldest card, and let that good history season. Stack these 3 and you become someone the system WANTS to fund. Your job is to build the profile. My job is to get you funded. Which pillar do you feel strongest on right now — drop a 1, 2, or 3 below 👇