Sooo, I got a an inquiry for someone who wants to take out a bridge loan to use for their equity contribution. They have fair credit with some negative things on there, extremely low liquidity, no collateral or reserves, and are looking to do a nearly $10 million ground-up construction. Please pray for them and me!!

I got engaged for a bridge loan for a multifamily development project. They need an immediate bridge loan for $40M and already have a construction loan lined up for $145M with a previous lender. That lender could not provide the initial bridge or the long-term perm mortgage that takes out the construction loan. I am quoting all three loans now. Guarantor worth $120M and the As-Is Value of the existing property is $60M. The lead found me through a Google Search. The SEO strategies I have been teaching you guys flat out works. Tune in on Monday's marketing call where we discuss lead generation in 2026 given recent changes LinkedIn and YouTube have made to their algorithms. It's time we get after it!!

In the latest saga of What could go wrong now....my borrower that I did a fix n flip loan for reached out ready to refi. After several weeks of stringing me along, she lets me in on her newest move of actually moving and purchasing her first personal residence. Her lender told her to hold off on her refi and then ran her credit without permission. Her credit wasn't the worst but we were waiting on it to increase to get better rates. Now its about to take a hit again. Luckily her loan doesn't mature until February 2027. I'm hoping that she has it together by then. Here's another one for you @Shonika Proctor , get to praying.

My sweet dog Apollo died at 11 years and 2 months old. He was taking a nap in the bedroom and never woke up. We are thankful he lived a good full life and did not die alone or in pain. He was a purebred Old English Bulldogge and such a chill dog. He was cooperative for his baths and vet visits. He took his required meds without challenging us and he was very sweet with people, our rescue cat, and other animals in general. My brother got him at 8 weeks old from the breeder. But when he was 3 years old my brother decided to move to Florida and knew he would be miserable in the heat and humidity. He loved the cold and playing in the snow. So we had him transported across the country from DC and he arrived on the 50th anniversary of the Apollo mission. We thought that was a good omen and a sign that it was meant to be. My husband and I spoiled him and our rescue pets everyday. So I know he is going to heaven with a full belly and knowing he was well-loved. We will miss him so very much.

I have a request for a cash-out refi of a golf course located in California. They are seeking 50%LTV.