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Owned by Rebecca

A shame-free money mindset community where you can talk money openly, build confidence, and practice the conversations that matter in real life.

21 contributions to Financial Clarity Club
Data Regarding NAICS Codes
My website data says NAICS codes are a constant concern amongst business owners when applying for funding. This is totally understandable, because on most occasions a business owner hasn't even heard of this until they feel late in the game. Have you heard of NAICS Codes? How confident do you feel in yours? Drop your questions or comments regarding NAICS codes and I'll share a tip!
1 like • 10d
Yes I have. And that it is important for loaning. Some are deemed riskier than others. And to pick the "right" one.
Ai is killing accounting
I'm in the money space a lot so I get a lot of these type of shared headlines on social media. Personally, I trust Ai with a lot but one thing I don't trust it with is personal information and/or access to my money. Given money can be a life or death situation, how do you feel about this? Is it basic apps like Credit Karma - or have you immersed yourself in MCP's and Claude connectors? Curious to know where you stand on giving Ai access to your money Personally, I think there is no such thing as privacy anymore but at least we can maintain control of some aspects that keep us secure like whether Ai has access to our accounts or is able to make purchases on our behalf. Where do you draw the line with Ai?
1 like • 27d
Basic apps. If I am feeling lazy I will manually input my stuff in a spreadsheet without categorizing or putting information other than date and cost and vendor and then have to organize it for me. Then I go back and list purpose link receipts
0 likes • 26d
@Lees Garcia Yeah it is nice
Paying Early Beats Paying More on Simple Daily Interest Car Loans
Are you a car owner? Have you been fighting with your car note and watching the loan hoover at it's balance for what feels like forever? For years I paid "on time" and "over-payment" just to watch everything go "nowhere" (right to interest) In today's video I show you how not only did I lower my car payment, lowered my daily interest, AND got my loan to budget by just paying the note EARLY. Do you pay your car note early? On time? If you are multi-car owner like myself this hack will save you a lot! This information is for educational and illustrative purposes only and does not constitute professional financial, tax, or legal advice. Every loan agreement is unique, and you should review your specific contract or consult with a qualified financial advisor before making decisions regarding your debt strategy. I am showing you my strategy so you can see if a strategy like this can work for you.
Paying Early Beats Paying More on Simple Daily Interest Car Loans
1 like • Jun 1
Yes! Great tip
1 like • Jun 1
@Lees Garcia
A Gift for You 🎁
I have a consultation call tomorrow focusing on business names and lowering risk for the best chance of funding. I put together a new module inside of the credit academy, and updated the business name generator with my new found knowledge! You can try the updated generator here and see how your business fares against underwriting guidelines. https://app.gohighlevel.com/v2/preview/M1Bv1PnCX8UTmm7Q6CXf?notrack=true Visit the Course Classroom: https://www.skool.com/skool-of-financial-literacy/classroom/db9e1ad6?md=17ddc7a45a864b929aae0c8a42ea772e Let me know what you think!
A Gift for You 🎁
1 like • May 21
oooo so fancy
1 like • May 21
@Lees Garcia Lol I wish you luck on that.
Is Your Business Address Secretly Sabotaging Your Funding?
Did you know that something as simple as your mailing address could be the difference between an approval and a decline? Many entrepreneurs believe a PO Box is sufficient, but in the eyes of a lender, it can be a major red flag. While a physical address isn’t strictly required to start building credit, it is a powerful tool to increase your business’s credibility. Lenders often feel concerned when a PO Box is the only address on file, and they prefer to see an actual physical location where your business operates. But wait—before you just use your home office, there are a few things you need to consider: - The Residential Risk: Using a residential address is a common way to save on costs, but you should be aware that some lenders may not be interested in financing a home-based business. - The USPS Standard: Your address needs to be recognized as an actual physical location by the United States Postal Service, including any applicable suite numbers. - The "Shared" Trap: Using an address that is shared with other businesses can be dangerous. It can lead to misreporting your payment data, which could damage your credit profile before you even get started. Your business address should be a long-term foundation for your brand, not just a temporary fix. Are you sure yours meets the standard lenders are looking for? Ready to build a foundation that lenders can’t ignore? 🚀 Join our NEW lesson in the Corporate Credit Academy to master the art of business credibility and ensure your business is positioned for maximum funding. Explore Where you are right now > https://tinyurl.com/fccaddress Visit The Classroom > https://www.skool.com/skool-of-financial-literacy/classroom/db9e1ad6?md=a8db78ad75184c8db3a437e66318d492
Is Your Business Address Secretly Sabotaging Your Funding?
0 likes • May 18
@Lees Garcia Yeah so hoping once I get it locked down, (It is currently being renovated) I can start the paperwork process to be legit and googleable I guess.
1 like • May 18
@Lees Garcia I have a few things I want to trademark haha but was told to wait until I had the business first and not to register for it under just me.
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Rebecca Bautista
3
26 points to level up
I help make money conversations feel natural, so you can ask questions, trust your decisions, and feel confident talking money in real life.

Active 9h ago
Joined Jan 11, 2026
INFP
Clarksville, Tennessee
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