A lot of new business owners stop at getting their LLC, but skip the operating agreement—yet it’s one of the most important documents you can create. Even if you’re a single member LLC, an operating agreement protects you by clearly separating you from your business, reducing legal risks, and showing lenders or partners that your business is professionally structured. It also outlines how decisions are made, how money moves in and out of the business, and what happens if there’s a dispute or major change in the future.

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