Hello, For the last 24 years I bought and paid off 24 properties, all of which I still own. These were to be my business and income. Instead, I was distracted by a retail business I started about the same time. The retail business paid the mortgages. All the properties are free & clear of mortgages, except two (2) with small remaining mostly amortized loans. I thought paying the mortgages would be the hard part, but now that I am interested in renovating for selling or renting, it seems like banks that once financed them are no longer in the business of financing rental real estate. I am confused about the next steps!