I will buy 3-4 unit multifamily properties in Gardner with value add potential that will allow me to refinance and pull >80% of my money out of the deal within 12 months. Will focus on properties with potential for off street parking, building laundry, separate utilities. Ideally would be able to purchase and rehab the above property with $100,000.

1. Reduce dependency on someone else/ a job/ income stream (Safeguard my ability to live independently of anyone else) 2. Create net worth to act as safety buffer to any financial issue that could arise in future ( 3. Create income stream which does not require my every day input to continue producing (Reduce my need to work full time and spend more time doing things I a truly driven by (skiing, biking, climbing, being with family))