I recently got 2 personal CCs and a $30k personal loan (paid off debt) so my credit scores have dropped to be barely above 700. Perfect payment history, credit profile for 6+ years, around 10 CCs with $2,500 to $30k limits- 77k total. I have about 2 to 4 new inquires since Feb on each of 3 big credit bureaus. Established 3 yr relationship with Chase with 2 personal CCs, and established business credit cards since early 2024 with Chase ($10k) and Amex ($6,900) as Sole Prop. So I have lots of credit, but little cash. Need funding for my Youtube/online business. Been researching but a bit overwhelmed, any recommendation what to do? BTW, started as sole prop with Uber and my online business that barely has an income since 1.5 yrs ago.

I bought 100% ownership of an S-Corporation lawn service business in Florida in early 2005, but its been inactive since about 18 yrs ago. Could I pay to reinstate it, then use it for No Doc funding as a 20 year old business? Suggestions anybody?