Still shopping for funding at the same three banks? Chase, Amex, Wells Fargo… then what? Regional banks and credit unions belong on your research list too. If you’re working toward a $100K–$200K funding goal, knowing which lenders fit your profile matters. QUIT GUESSING WHERE TO APPLY. Build a researched BANK STACK. 👇 Comment LIST and I’ll DM you the free 50-state bank resource. ━━━━━━━━━━━━━━ 🏦 WHICH CREDIT BUREAU DOES THE BANK CHECK? An application can trigger an inquiry with Experian, TransUnion, Equifax—or more than one bureau. The bank, product, and your location can affect which report gets pulled. Reported examples to verify: • Chase — commonly Experian and/or TransUnion; another bureau may also be checked. • Wells Fargo — commonly Experian, with variation by product and location. • ELAN — commonly TransUnion. • Truist — commonly Equifax. • Citizens and KeyBank — reported Equifax pulls. These are reported data points, not a promise about your application. Confirm current information before applying. ━━━━━━━━━━━━━━ 💰 WHAT DOES A FUNDING STACK MEAN? Here’s a hypothetical illustration using three lenders: • Chase approval: $40,000 • Wells Fargo approval: $20,000 • ELAN approval: $40,000 Combined: $100,000 That’s an illustration—not current offers, expected limits, or an approval guarantee. Actual decisions and amounts depend on your credit profile, existing debt, income, and lender requirements. More applications are not automatically a better plan. ━━━━━━━━━━━━━━ WHAT CAN YOU RESEARCH WITH THE FREE LIST? • Banks organized across all 50 states • Reported Experian, TransUnion, and Equifax inquiry data • Regional banks and credit unions • Banks to check for current introductory 0% business card offers • Business line-of-credit options to investigate • Relationship and application requirements • Potential lenders to evaluate for your funding stack Use the list to narrow your research instead of hunting blindly. Check current terms, eligibility, and bureau information directly with each lender.