Thanks to the team

You discover an old negative account on your credit report. A company tells you: “We can challenge it, but there’s no guarantee it comes off.” Meanwhile, someone in the community claims they got the same type of account removed. What are you doing? 👇 - 🔥 I’m challenging it immediately - 🧐 I’m researching it first - 💰 I’d pay someone to handle it - 🤷 I’d leave it alone - 👀 I want to know what others did first Let’s see who’s actually doing their homework. 👀📚

If Credit Skool has helped you in any way, we’d really appreciate you taking a minute to leave us a review. Your feedback helps us grow and helps others know what to expect. https://www.skool.com/creditskool/about

Here’s why 👇 We can do the dispute work for you, but remember, building and maintaining your credit is just as important. Your credit score is influenced by 5 main factors: 1. Payment History (35%) — Are you paying your bills on time? 2. Credit Utilization (30%) — How much of your available credit are you using? 👉 Under 30% is good, and under 10% is even better. 3. Length of Credit History (15%) — How long have your accounts been open? Generally, older accounts can help. 4. Credit Mix (10%) — Do you have different types of credit, such as credit cards, auto loans, or a mortgage? 5. New Credit & Inquiries (10%) — Have you recently opened or applied for several new accounts? We can help with the disputes, but you play a big part in building, protecting, and maintaining your credit. 💳📈

I have been out for awhile but just want to give a shoutout to Andre and his wonderful team my credit score been in the 714 and been offer loans and credit cards I have been refusing 😂.