I’ve noticed Trust structure for nonprofits and how the wealthy use Nonprofits aka Foundations to avoid taxes. I don’t really believe in PR claiming the wealthy giving 90% of their wealth without strategic reason. Would you say Life Insurance Policy under Trust is for family planning & Nonprofit under Trust would be for something related to their business-related ? Can you elaborate more on that topic with comparison & contrast ? What is the benefit of using different strategies?

Here’s how digital products can transform your passions into a steady income stream: • Create Once, Sell Multiple Times: Digital products are a one-time creation that you can sell over and over without needing to remake them. This means recurring income with less repetitive work. • Express Your Unique Voice: Rather than selling a generic course, you can design products around your unique knowledge and interests. Whether it’s an ebook on embroidery, a guide for baking sourdough bread, or homeschooling templates, you can create something that feels personal and exciting. • Endless Possibilities: The range of digital products is vast. No matter how niche your expertise, there’s a good chance others will value it and be willing to pay for it. • Not a Quick Fix, but Worth It: Building digital products isn’t about getting rich quick. It takes thought, planning, and a bit of effort—but the rewards can be substantial. • A Proven Strategy: I started selling digital products on Instagram last year, and since then, our household income has more than tripled. This journey has proven that digital products can be both impactful and profitable. • A Simple Process: Creating and selling digital products can be straightforward. I’ll teach you step-by-step how to turn your knowledge and passions into life-changing digital products that others will love. Ready to turn what you love into a steady income? Let’s talk about it!! LEVAE A COMMENT BELOW 👇 AND LET ME KNOW IF THIS WAS VALUABLE!

Here’s a set of engagement rules for your Legacy Wealth Academy Skool group, along with a leaderboard system to encourage activity: Legacy Wealth Academy Engagement Rules: 1. Be Respectful and Professional All interactions must be respectful and constructive. We encourage a positive and professional tone at all times. 2. Value-Driven Contributions Focus on providing value. Whether you’re asking questions or offering advice, ensure that your contributions help others in the community grow. 3. Stay on Topic Please keep discussions relevant to wealth-building strategies, tax strategies, estate planning, and related financial topics. Off-topic posts will be removed. 4. No Self-Promotion Self-promotion, unsolicited selling, or direct outreach to members for business purposes is not allowed. We’re here to grow together, not to pitch to each other. 5. Engage Regularly We highly encourage participation in discussions, Q&As, and live sessions. The more you engage, the more you and others will benefit from this community. 6. Share Wins and Challenges Celebrate your wins and openly share your challenges. Others can learn from your experience, and support is always available from the group. 7. Respect Privacy What is shared in the group stays in the group. Be mindful of sensitive information shared by other members and respect confidentiality. 8. Leader Participation Members in the top 10% of activity on the leaderboard will have opportunities for exclusive webinars, mentorship, and more in-depth Q&A sessions. Leaderboard System: • How It Works Skool automatically tracks engagement levels based on posts, comments, likes, and other contributions. The more active you are, the higher you’ll rank on the leaderboard. • Rewards for Engagement • Top 3 members at the end of each month receive a 1-on-1 strategy session with Mark Cassara. • Top 10 members get exclusive access to advanced content or early access to new material. • Special badges will be awarded to top contributors, highlighting their contributions to the community.

There’s a powerful yet little-known strategy called privatized banking that only a few communities have fully embraced. Most of us are taught to keep our money in traditional banks or credit unions, where our deposits are used for fractional lending, allowing banks to lend out our money multiple times to generate higher returns. Banks understand the principle of Financial Velocity (more on that another time)—they know how to keep money moving to make even more. To “become your own bank,” you need a financial account that remains both liquid and growth-focused. This is where a permanent life insurance policy comes in. These policies have been around for over a century, serving wealthy families like the Rockefellers, Vanderbilts, and Carnegies as tools for everything from tax mitigation to protecting against market volatility. Thanks to the rise of social media, these strategies are finally reaching a broader audience, allowing middle-class Americans to explore a method once reserved for the elite. Here is a simple yet powerful strategy on how to use a permanent whole life policy to create your own family bank. Step 1: Set Up the Policy To get started, establish a high-cash-value Whole Life insurance policy with a reputable insurer. This type of policy builds cash value alongside the death benefit. By front-loading with a $100k “dump-in,” you boost the cash value from day one, creating leverage that lets you tap into those funds quickly. Make sure it’s set up with features that allow early access to cash. Step 2: 30-Day Waiting Period After making the initial $100k deposit, there’s a 30-day waiting period before the loan can be accessed. During this time, the cash value starts to grow due to interest and dividends (if applicable). Think of it as a short “activation” period to let the funds settle, setting the stage for a loan. After 30 days, you’re ready to borrow! Step 3: Borrow Against Your Cash Value Here’s where the concept of “being your own bank” shines. You can borrow up to 90% of your cash value—so in this case, up to $90k. This policy loan is tax-free and secured by your cash value. It’s generally available at a low interest rate, which is repaid on flexible terms, so you’re in control of the loan’s structure and timeline.