Hey guys I signed up with bigfaithconsulting on the 13 of October and the 20th I opened me credit report and this was my result I was so excited couldn't believe my eyes I paid so many different companies and I came across bigfaithconsulting on ticktock and the holy spirit to stop and listen to the teaching so I did was hesitant to signed up so I pray 🙏 and to a leap of faith and did I'm so happy I lesson to the holy spirit

Fam, imagine you have a $5,000 credit limit and only owe $1,500. You’ve NEVER missed a payment. Then you pay your balance down to $200, but your score still doesn’t improve like you expected. 😳 WHAT COULD YOU BE MISSING? 🤔 A. Your credit score only updates every 6 months 📅 B. Your card issuer may have reported your previous balance before your payment was reflected 💳 C. Paying your balance down makes you look less active to lenders 📉 D. Your credit score can only improve when you open a new account 🆕 👇 Drop your answer in the comments! Let’s see who knows how credit REALLY works! 💯

Shoutout to @Coy Evans! 💪 He came to Credit Skool with major negatives on his credit report, including: 🧹 $184,000 in defaulted debt removed 💥 Around $50,000 in Navy Federal debt removed 🚗 A repossession removed from his credit report Then he got his results and just like you he did the first step, trust the process! “He knows what he’s talking about. That man is the GOAT!”- Coy Evans We’re grateful for the trust our BigFam puts in us, and we love seeing members make progress toward their financial goals. 🙏🔥 What’s one negative item you’d love to see removed from your credit report? 👇

This week’s mission is simple, but it matters! 💳 Your homework: Check your credit card utilization. 1. Log in to each of your credit card accounts. 2. Write down your current balance and credit limit. 3. Identify which card has the highest utilization. 4. If possible, make a payment toward that card to bring the balance down. 🎯 Goal: Keep your utilization below 30%, and aim for below 10% if manageable. Remember, while our team works on your disputes, your job is to keep building healthy credit habits! 👇 Drop a DONE when you finish. Who’s taking action this week?

You just checked your credit score and noticed it DROPPED 35 POINTS! 😱 You paid your bills on time, didn’t miss any payments, and suddenly your score took a hit. WHAT’S YOUR NEXT MOVE? 🤔 A. Apply for 3 new credit cards to increase your available credit 💳 B. Panic and close all your credit cards immediately 😭 C. Check your credit report and investigate what changed 🔍 D. Max out one card because your score is already down anyway 🤷‍♂️ 👀 Choose wisely! Your next move could make things BETTER or WORSE! 👇 Drop your answer in the comments! Let's see who's REALLY paying attention in the classroom modules!