I’m using share secured loans to build strong credit and force higher limits. You create your own loan, pay it down right, and banks like Navy Federal start matching those limits with unsecured credit. I got $15K on my first card using this. My mentor stacked a few loans and hit $80K on one flagship. I’m offering an opportunity to be added to a strong primary account to build real comparables. Compared to Credit Strong (lock $5K for 5 years + ~$2K interest and no real funding after), this is way more efficient and actually positions you for high-limit approvals