Hey everyone! I've been building something and it's finally live: Akilii (akilii.xyz), a savings circle app that runs inside Nimiq Pay. If you've ever done ajo, esusu, tanda, chama, susu or pardner, you already know how it works. Friends put in the same amount every round, and each round one person takes the whole pot. Over a billion people save this way. Usually it runs on trust. we also allow you save for personal goals in the savings jar. 🎥 Watch the 2-minute demo below 👇 🪙 Savings circles - Start a circle in seconds: pick a name, an amount, how often you pay, and how many people - Share an invite link and friends join with one tap - Everyone chips in straight from Nimiq Pay, and you watch the pot fill up - When it's your turn, the pot is paid to you automatically 🔍 Every payment is on chain - Every contribution is a public, tagged payment, so anyone can see who paid - A public proof-of-reserves page shows what the pool holds next to what members are owed - You sign in with your Nimiq Pay wallet. No passwords. ⏰ Late payers are handled fairly - Automatic reminders, plus a button to nudge anyone who hasn't paid - A grace period before the round closes - Late money goes straight to whoever got a short pot 📈 Your savings earn - NIM that isn't being used is staked with a Nimiq validator, so the later your turn, the more you earn 💵 Save in NIM or USDT - Pick the currency when you create a circle or goal 🎯 Personal savings goals - A savings jar for rent, school fees or Detty December, flexible or locked until a date 🏦 Cash out to any Nigerian bank, powered by KhalkosPay - We've partnered with KhalkosPay as our off-ramp partner - Keep your pot in Nimiq Pay, or cash it out in naira to any Nigerian bank - The rate is locked for 90 seconds while you confirm, and the money arrives in about a minute 🚀 Coming next - Top up straight from naira - Cash out in cedis, shillings and rand Try it: open Nimiq Pay, go to mini apps, open akilii.xyz, and start a circle with 2 or 3 friends.

Cycle 2 is officially wrapped, and we’re excited to announce the builders taking home a share of the $17,000 USDC prize pool. The Community Council decided to split 2nd place between two builders this cycle: 🥇 Knock by @Kaichao Sun: $7,000 An encrypted chat built on Nimiq where users can set a connection cost for strangers while keeping conversations private. Knock also supports sending and receiving NIM directly in chats, tipping other community members, and joining public group conversations. 🥈 Blacktop by @Jesse Lukose: $4,000 A privacy-first ride companion built for real riders and real rides, whether you’re riding solo or with a crew. Blacktop combines ride tracking with Pay Up, its built-in wallet, plus Blacktank, a shared crew fuel pot that only pays out with a unanimous vote, and instant QR tips in NIM or USDT. 🥈 NIMIQ.kids by @Andjroo Me: $4,000 A family Mini App that turns chores into real NIM. Parents set rewards, kids complete jobs, and approved rewards are sent directly to an account the child owns. Kids can then spend it on screen time and treats, keeping the whole flow within the family. 🥉 PROOF by @Christopher Okunade: $2,000 A learning platform that combines AI-powered skill paths, real-world challenges, and verified proofs to help users demonstrate what they can actually do. The goal is to turn learning into something you can prove, showcase, and use to unlock new opportunities. Big thanks to the Community Council for reviewing every submission and selecting this cycle’s winners. And of course, thank you to everyone who built and shipped a Mini App this cycle. You made Cycle 2 one to remember, and we’re excited to see where you take things next. Want to dive deeper into the winning submissions? Read the full breakdown below. 👉 https://www.nimiq.com/blog/mini-apps-competition-cycle-2-winner-announcement/

Cycle 2 is almost wrapped, and it’s time to start thinking about what you want to build next. You’ll have 4 weeks to build a Mini App, ship it inside Nimiq Pay, and compete for a $17,000 USDC prize pool. Here’s what you need to know: 🏆 $17,000 USDC prize pool 🔓 Submissions open: Oct 14 🔐 Submissions close: Nov 11 ☕ 4 Wednesdays of Sip & Ship And there’s something new this time... Cycle 3 will be themed! We’ll share more about what that means very soon, but we want to hear from you too. What themes would you actually want to build a Mini App around? Drop your ideas below! 👇 ℹ️ Joining the competiton for the first time? Register here: https://miniappscompetition.com

It all comes down to Thursday. The Cycle 2 winner announcement is dropping on October 8th. The Community Council has worked through every submission and the results are ready. To every builder who submitted a Mini App, you put in the work and Thursday is your moment. To everyone who followed along, tested Mini Apps, and cheered builders on, you're part of this too. Don't miss it! 🥁

Judging is underway, but you don't have to wait for the results to explore what was built. Every submitted Mini App is live and ready to try right now. Go check them out and let us know which one you'd actually use. 👉 miniappscompetition.com/submissions/cycle2