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Sarmaaya Skool

5.6k members β€’ Free

66 contributions to Sarmaaya Skool
Sarmaaya.pk top stock scroll bar is not working
Sarmaaya.pk site top stock tickers bar is not showing proper data @Laeeq Ahmad
Sarmaaya.pk top stock scroll bar is not working
SIP or buying the DIP
In long term investment 10-15 years which one is better SIP or buying in DIP? I want to invest in few fundamentally good companies likes of MEBL, MARI, FFC, HUBC and LUCK but if we buy these stocks at their peak price and keep investing every month (SIP) will it pay off in long term?
1 like β€’ 25d
Both will work
Rich Dad Poor Dad
Book review in a very simple way! It will clarify many concepts. Spend few minutes to listen and enjoy!
0 likes β€’ May 31
@Moazam Ali that I don’t know but might it same you are referring to https://alishahreinvent.com/podcasts/
0 likes β€’ 25d
@Fawwad Khan Dear with due respect it fit and match any where in the world. Here are 4 main takeaways from *Rich Dad, Poor Dad* that are useful for anyone worldwide, and they fit Pakistan as well: 1. Learn about money and how it works (financial education) many are doing as an example Sarmaaya team, Mr. Abdul Rahman Najam ARN Financials, Investkar, Mr. Ali Shah.. The β€œpoor dad” mindset is avoiding money lessons; the β€œrich dad” mindset is studying them. Pakistan relevance: Budgeting, understanding interest (bank loans), basic investing concepts, and avoiding scams are practical in Pakistan where credit cards/loans and informal lending are common. 2. Build assets, not just income Income is what you earn (salary, daily wages). Assets are what you own that can keep paying (business ownership, investments, property/rent, etc.). Pakistan relevance: People can work a job, but long-term security improves when they build assetsβ€”e.g., savings + investments, starting a small business, or gradually acquiring income-generating property. 3. Take calculated risks and think like an investor The book encourages smart, informed riskβ€”research first, then act. Pakistan relevance: Instead of jumping blindly into a business, you can reduce risk by starting small, testing demand, learning from mentors, and using your local market knowledge (cities differ a lot across Pakistan). 4. Improve your skills and become β€œfinancially responsible” Discipline matters: manage spending, reduce unnecessary liabilities, and grow skills that increase opportunities. Pakistan relevance: Many people face expenses rising with time (fees, rent, family needs). Controlling lifestyle creep, keeping an emergency fund, and improving employable skills (digital skills, trade skills, professional certifications) helps stability. Might you agree! Thanks & Take Care
MTL worth buying before split?
Dear Members, As we know MTL is going to split next week, my question is, is it worth buying MTL on the current levels with the intention of holding it for couple of years for dividend purposes; as the split increases the number of shares though the price of the stock will be halved? Comment from any experienced member will be highly appreciated. Thanks.
1 like β€’ 27d
A split mainly changes: - **number of shares** (increases) - **price per share** (decreases proportionally) Most of the time, dividends are adjusted per share accordingly, so your total dividend amount on the same total investment value is not magically increased by the split.
1-10 of 66
Kamran Chaudhry
4
69points to level up
@kamran-chaudhry-1738
Senior Oracle HCM Application Analyst / Project Manager / Master in Business Data Analytics / 20+ yrs of Experience in ERP Oracle Application

Active 3d ago
Joined May 2, 2026
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