Insurance expert Byron Johnson (@b_johnson84), founder of @whitechipinsurance, explains why Uninsured and Underinsured Motorist Coverage is a must-have. • Protects You from Uninsured Drivers – If you’re hit by someone with no insurance, your coverage pays for medical expenses and damages. • Covers Underinsured Drivers – If the at-fault driver’s limits are too low, your coverage makes up the difference. • Peace of Mind – Stay protected and stress-free knowing you’re covered, even if others on the road aren’t.